Credit, Consumer Legislation - Tennessee

Companion Bill SB0034. Consumer Protection - Allows consumers to place a freeze on the release of information from a consumer credit report. - Amends TCA Title 47, Chapter 18. Fiscal Summary for HB0024 / *SB0034Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB0024 / *SB0034 This bill allows a person to request that a security freeze be placed on the person's consumer report thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. This bill requires consumer reporting agencies to place a freeze on a report within five days of receiving a freeze request.[...]

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Companion Bill SB0161. Consumer Protection - Enacts the "Credit Security Act of 2007." - Amends TCA Title 10, Chapter 7, Part 5; Title 39 and Title 47, Chapter 18. Fiscal Summary for HB0200 / *SB0161Increase State Revenues - Not Significant Increase State Expenditures - $281,600 Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB0200 / *SB0161 This bill establishes a process for requesting a security freeze on a consumer report, establishes requirements governing the use of a person's social security number, and creates an identify theft passport for identity theft victims. SECURITY FREEZE This bill allows a person to request that a security freeze be placed on the person's consumer report, thereby barring consumer reporting agencies from releasing [...]

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Companion Bill SB0256. Consumer Protection - Enacts the "Clean Credit and Identity Theft Protection Act of 2007." - Amends TCA Title 47, Chapter 18, Part 21 and Title 56. Fiscal Summary for HB0381 / *SB0256Increase State Revenues - Not Significant Increase State Expenditures - $1,310,300 Recurring $1,927,400 One-Time Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB0381 / *SB0256 SECURITY FREEZE This bill allows a person to request that a security freeze be placed on the person's consumer report thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. The request may made by mail, telephone, or through a Web site [...]

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Companion Bill HB0024. Consumer Protection - Allows consumers to place a freeze on the release of information from a consumer credit report. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *SB0034 / HB0024Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB0034 / HB0024 This bill allows a person to request that a security freeze be placed on the person's consumer report thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. This bill requires consumer reporting agencies to place a freeze on a report within five days of receiving a freeze request.[...]

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Companion Bill HB0200. Consumer Protection - Enacts the "Credit Security Act of 2007." - Amends TCA Title 10, Chapter 7, Part 5; Title 39 and Title 47, Chapter 18. Fiscal Summary for *SB0161 / HB0200Increase State Revenues - Not Significant Increase State Expenditures - $281,600 Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB0161 / HB0200 This bill establishes a process for requesting a security freeze on a consumer report, establishes requirements governing the use of a person's social security number, and creates an identify theft passport for identity theft victims. SECURITY FREEZE This bill allows a person to request that a security freeze be placed on the person's consumer report, thereby barring consumer reporting agencies from releasing [...]

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Companion Bill HB0381. Consumer Protection - Enacts the "Clean Credit and Identity Theft Protection Act of 2007." - Amends TCA Title 47, Chapter 18, Part 21 and Title 56. Fiscal Summary for *SB0256 / HB0381Increase State Revenues - Not Significant Increase State Expenditures - $1,310,300 Recurring $1,927,400 One-Time Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB0256 / HB0381 SECURITY FREEZE This bill allows a person to request that a security freeze be placed on the person's consumer report thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. The request may made by mail, telephone, or through a Web site [...]

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Companion Bill SB0103. Credit, Consumer - Allows consumers to place a security freeze on their consumer credit reports. - Amends TCA Title 47, Chapter 18. Fiscal Summary for HB0818 / *SB0103Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB0818 / *SB0103 This bill allows a person to request that a security freeze be placed on the person's consumer report, thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. This bill requires consumer reporting agencies to place a freeze on a report within five days of receiving a freeze request. The consumer would [...]

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Companion Bill HB0818. Credit, Consumer - Allows consumers to place a security freeze on their consumer credit reports. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *SB0103 / HB0818Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB0103 / HB0818 This bill allows a person to request that a security freeze be placed on the person's consumer report, thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. This bill requires consumer reporting agencies to place a freeze on a report within five days of receiving a freeze request. The consumer would [...]

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Companion Bill SB4016. Credit, Consumer - Requires court clerks to provide information concerning impact of property settlements on credit card accounts and requires credit reporting agencies to note division of property on credit report. - Amends TCA Title 36, Chapter 4 and Title 47, Chapter 22. Fiscal Summary for HB4079 / *SB4016 Increase Local Expenditures* - Exceeds $50,000/One-Time Bill Summary for HB4079 / *SB4016 This bill requires clerks of court with divorce jurisdiction to make available to parties to a divorce general information regarding the potential legal consequences of divorce on credit card accounts held jointly by the parties and credit card accounts where one party is an authorized user of an account held by the other party. Under this bill, after a court has determined or approved a property settlement agreement [...]

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Companion Bill HB4079. Credit, Consumer - Requires court clerks to provide information concerning impact of property settlements on credit card accounts and requires credit reporting agencies to note division of property on credit report. - Amends TCA Title 36, Chapter 4 and Title 47, Chapter 22. Fiscal Summary for *SB4016 / HB4079 Increase Local Expenditures* - Exceeds $50,000/One-Time Bill Summary for *SB4016 / HB4079 This bill requires clerks of court with divorce jurisdiction to make available to parties to a divorce general information regarding the potential legal consequences of divorce on credit card accounts held jointly by the parties and credit card accounts where one party is an authorized user of an account held by the other party. Under this bill, after a court has determined or approved a property settlement agreement [...]

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Companion Bill SB4016. Credit, Consumer - Requires court clerks to provide information concerning impact of property settlements on credit card accounts and requires credit reporting agencies to note division of property on credit report. - Amends TCA Title 36, Chapter 4 and Title 47, Chapter 22. Fiscal Summary for HB4079 / *SB4016 Increase Local Expenditures* - Exceeds $50,000/One-Time Bill Summary for HB4079 / *SB4016 This bill requires clerks of court with divorce jurisdiction to make available to parties to a divorce general information regarding the potential legal consequences of divorce on credit card accounts held jointly by the parties and credit card accounts where one party is an authorized user of an account held by the other party. Under this bill, after a court has determined or approved a property settlement agreement [...]

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Companion Bill HB4079. Credit, Consumer - Requires court clerks to provide information concerning impact of property settlements on credit card accounts and requires credit reporting agencies to note division of property on credit report. - Amends TCA Title 36, Chapter 4 and Title 47, Chapter 22. Fiscal Summary for *SB4016 / HB4079 Increase Local Expenditures* - Exceeds $50,000/One-Time Bill Summary for *SB4016 / HB4079 This bill requires clerks of court with divorce jurisdiction to make available to parties to a divorce general information regarding the potential legal consequences of divorce on credit card accounts held jointly by the parties and credit card accounts where one party is an authorized user of an account held by the other party. Under this bill, after a court has determined or approved a property settlement agreement [...]

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Companion Bill SB0103. Credit, Consumer - Allows consumers to place a security freeze on their consumer credit reports. - Amends TCA Title 47, Chapter 18. Fiscal Summary for HB0818 / *SB0103Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB0818 / *SB0103 This bill allows a person to request that a security freeze be placed on the person's consumer report, thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. This bill requires consumer reporting agencies to place a freeze on a report within five days of receiving a freeze request. The consumer would [...]

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Companion Bill SB0256. Consumer Protection - Enacts the "Clean Credit and Identity Theft Protection Act of 2007." - Amends TCA Title 47, Chapter 18, Part 21 and Title 56. Fiscal Summary for HB0381 / *SB0256Increase State Revenues - Not Significant Increase State Expenditures - $1,310,300 Recurring $1,927,400 One-Time Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB0381 / *SB0256 SECURITY FREEZE This bill allows a person to request that a security freeze be placed on the person's consumer report thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. The request may made by mail, telephone, or through a Web site [...]

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Companion Bill HB0381. Consumer Protection - Enacts the "Clean Credit and Identity Theft Protection Act of 2007." - Amends TCA Title 47, Chapter 18, Part 21 and Title 56. Fiscal Summary for *SB0256 / HB0381Increase State Revenues - Not Significant Increase State Expenditures - $1,310,300 Recurring $1,927,400 One-Time Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB0256 / HB0381 SECURITY FREEZE This bill allows a person to request that a security freeze be placed on the person's consumer report thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. The request may made by mail, telephone, or through a Web site [...]

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Companion Bill SB0161. Consumer Protection - Enacts the "Credit Security Act of 2007." - Amends TCA Title 10, Chapter 7, Part 5; Title 39 and Title 47, Chapter 18. Fiscal Summary for HB0200 / *SB0161Increase State Revenues - Not Significant Increase State Expenditures - $281,600 Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB0200 / *SB0161 This bill establishes a process for requesting a security freeze on a consumer report, establishes requirements governing the use of a person's social security number, and creates an identify theft passport for identity theft victims. SECURITY FREEZE This bill allows a person to request that a security freeze be placed on the person's consumer report, thereby barring consumer reporting agencies from releasing [...]

show full description

Companion Bill HB0200. Consumer Protection - Enacts the "Credit Security Act of 2007." - Amends TCA Title 10, Chapter 7, Part 5; Title 39 and Title 47, Chapter 18. Fiscal Summary for *SB0161 / HB0200Increase State Revenues - Not Significant Increase State Expenditures - $281,600 Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB0161 / HB0200 This bill establishes a process for requesting a security freeze on a consumer report, establishes requirements governing the use of a person's social security number, and creates an identify theft passport for identity theft victims. SECURITY FREEZE This bill allows a person to request that a security freeze be placed on the person's consumer report, thereby barring consumer reporting agencies from releasing [...]

show full description

Companion Bill HB0818. Credit, Consumer - Allows consumers to place a security freeze on their consumer credit reports. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *SB0103 / HB0818Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB0103 / HB0818 This bill allows a person to request that a security freeze be placed on the person's consumer report, thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. This bill requires consumer reporting agencies to place a freeze on a report within five days of receiving a freeze request. The consumer would [...]

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Companion Bill SB0034. Consumer Protection - Allows consumers to place a freeze on the release of information from a consumer credit report. - Amends TCA Title 47, Chapter 18. Fiscal Summary for HB0024 / *SB0034Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB0024 / *SB0034 This bill allows a person to request that a security freeze be placed on the person's consumer report thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. This bill requires consumer reporting agencies to place a freeze on a report within five days of receiving a freeze request.[...]

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Companion Bill HB0024. Consumer Protection - Allows consumers to place a freeze on the release of information from a consumer credit report. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *SB0034 / HB0024Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB0034 / HB0024 This bill allows a person to request that a security freeze be placed on the person's consumer report thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. This bill requires consumer reporting agencies to place a freeze on a report within five days of receiving a freeze request.[...]

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