HB4121 Sponsored by Gary Odom
Latest Action: 02/07/2008 - Passed second consideration, caption bill, held on desk - pending amdt.

Bill Text

Consumer Protection - Specifies that the provisions governing the offering of prizes as an inducement to purchase a good, service, or other product applies to the person marketing or promoting the offer in addition to the person making the offer. - Amends TCA Title 47, Chapter 18.

Fiscal Summary for *HB4121 / SB4165

Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Revenue - Not Significant Increase Local Expenditures - Not Significant

HB4153 Sponsored by Dennis Ferguson
Latest Action: 04/08/2008 - Recommended for Passage if Am. Referred to: Calendar & Rules Committee

Bill Text
Companion Bill SB4175. Consumer Protection - Requires health clubs to post a $25,000 bond with the department of commerce and insurance to be maintained for two years following the club's ceasing to do business in this state; authorizes the commissioner to issue a cease and desist order against a person violating the provisions governing health clubs. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *HB4153 / SB4175Increase State Expenditures - Not Significant Bill Summary for *HB4153 / SB4175 This bill requires health clubs to post a bond of $25,000 with the department of commerce and insurance. The bond may be made through deposit of cash, a certificate of deposit, securities, or with a bond issued by a corporate surety. The bond must be maintained for two years following the date on which the health club ceases to conduct business in this [...]

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SB4038 Sponsored by Tim Burchett
Latest Action: 03/25/2008 - Assigned to Gen. Sub of: Senate C,L&A Comm.

Bill Text
Companion Bill HB4023. Consumer Protection - Prohibits the diminution in value of gift cards and gift certificates. - Amends TCA Title 47, Chapter 18. Fiscal Summary for SB4038 / *HB4023Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Revenue - Not Significant Increase Local Expenditures - Not Significant Bill Summary for SB4038 / *HB4023 Under this bill, any gift certificate or gift card would retain its full unused value until presented in exchange for merchandise; no gift certificate or gift card would expire until the full unused value of the certificate or card has been spent; and no dormancy fee may be charged against a gift card or gift certificate. A violation of this bill would be an unfair or deceptive act or practice affecting the conduct of any trade or commerce [...]

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SB4064 Sponsored by Jack Johnson
Latest Action: 03/04/2008 - Assigned to Gen. Sub of: Senate C,L&A Comm.

Bill Text
Companion Bill HB3986. Consumer Protection - Requires a provider of cellular communication service to take all necessary steps to preserve the cellular telephone communications for 14 days after a user requests that such communications be preserved and makes it a violation of the Consumer Protection Act to fail to preserve such communications. - Amends TCA Title 47. Fiscal Summary for SB4064 / *HB3986Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Revenue - Not Significant Increase Local Expenditures - Not Significant Bill Summary for SB4064 / *HB3986 This bill requires any cellular communication service provider, upon request of a user with whom the provider has a service agreement, to preserve cellular telephone communications and other evidence in its possession that was received [...]

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Latest Action: 02/04/2008 - Passed second consideration, Referred to Senate C,L&A Comm.

Bill Text

Consumer Protection - Specifies that the provisions governing the offering of prizes as an inducement to purchase a good, service, or other product applies to the person marketing or promoting the offer in addition to the person making the offer. - Amends TCA Title 47, Chapter 18.

Fiscal Summary for SB4165 / *HB4121

Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Revenue - Not Significant Increase Local Expenditures - Not Significant

Latest Action: 03/18/2008 - Taken Off Notice For Calendar in Subcommittee Consumer Affairs of Consumer and Employee Affairs of Consumer & Employees Affairs Committee

Bill Text
Companion Bill SB4064. Consumer Protection - Requires a provider of cellular communication service to take all necessary steps to preserve the cellular telephone communications for 14 days after a user requests that such communications be preserved and makes it a violation of the Consumer Protection Act to fail to preserve such communications. - Amends TCA Title 47. Fiscal Summary for *HB3986 / SB4064Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Revenue - Not Significant Increase Local Expenditures - Not Significant Bill Summary for *HB3986 / SB4064 This bill requires any cellular communication service provider, upon request of a user with whom the provider has a service agreement, to preserve cellular telephone communications and other evidence in its possession that was received [...]

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Latest Action: 04/28/2008 - Received from Senate, held on House desk.

Bill Text
Companion Bill HB4153. Consumer Protection - Requires health clubs to post a $25,000 bond with the department of commerce and insurance to be maintained for two years following the club's ceasing to do business in this state; authorizes the commissioner to issue a cease and desist order against a person violating the provisions governing health clubs. - Amends TCA Title 47, Chapter 18. Fiscal Summary for SB4175 / *HB4153Increase State Expenditures - Not Significant Bill Summary for SB4175 / *HB4153 This bill requires health clubs to post a bond of $25,000 with the department of commerce and insurance. The bond may be made through deposit of cash, a certificate of deposit, securities, or with a bond issued by a corporate surety. The bond must be maintained for two years following the date on which the health club ceases to conduct business in this [...]

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HB4023 Sponsored by Frank S. Niceley
Latest Action: 04/01/2008 - Taken Off Notice For Calendar in: Consumer & Employees Affairs Committee

Bill Text
Companion Bill SB4038. Consumer Protection - Prohibits the diminution in value of gift cards and gift certificates. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *HB4023 / SB4038Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Revenue - Not Significant Increase Local Expenditures - Not Significant Bill Summary for *HB4023 / SB4038 Under this bill, any gift certificate or gift card would retain its full unused value until presented in exchange for merchandise; no gift certificate or gift card would expire until the full unused value of the certificate or card has been spent; and no dormancy fee may be charged against a gift card or gift certificate. A violation of this bill would be an unfair or deceptive act or practice affecting the conduct of any trade or commerce [...]

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HB4207 Sponsored by Joanne Favors
Latest Action: 04/30/2008 - Placed on Subcommittee Calendar Budget of Finance, Ways and Means for 05/07/2008

Bill Text
Companion Bill SB4208. Insurance Companies, Agents, Brokers, Policies - Enacts the "Tennessee Unfair Trade Practices and Unfair Claims Settlement Act of 2009." - Amends TCA Title 56, Chapters 7 and 8. Fiscal Summary for *HB4207 / SB4208Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Bill Summary for *HB4207 / SB4208 This bill revises present law regarding insurance and unfair methods and practices. UNFAIR TRADE PRACTICES This bill defines and regulates "unfair trade practices" in the business of insurance which is similar to the present law definition of "unfair methods of competition and unfair or deceptive acts or practices" (unfair methods) under present law. The more significant differences between unfair trade practices under this bill and unfair methods under present law are [...]

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HB4044 Sponsored by Joe Towns, Jr.
Latest Action: 04/28/2008 - Held on desk.

Bill Text
Companion Bill SB3238. Consumer Protection - Adds the practice of operating private parking service using a device to immobilize vehicles for unauthorized parking, charging a fee for such device's removal, and refusing to allow choice of payment options as violation of Consumer Protection Act. - Amends TCA Title 47, Chapter 18, Part 1. Fiscal Summary for HB4044 / *SB3238Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB4044 / *SB3238 Under this bill, it would be a violation of the Consumer Protection Act to engage in the business of private parking service, using a device to immobilize a vehicle for unauthorized parking, charging a fee to remove such device, and refusing to allow the [...]

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Latest Action: 04/28/2008 - Received from Senate, held on House desk.

Bill Text
Companion Bill HB4207. Insurance Companies, Agents, Brokers, Policies - Enacts the "Tennessee Unfair Trade Practices and Unfair Claims Settlement Act of 2009." - Amends TCA Title 56, Chapters 7 and 8. Fiscal Summary for SB4208 / *HB4207Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Bill Summary for SB4208 / *HB4207 This bill revises present law regarding insurance and unfair methods and practices. UNFAIR TRADE PRACTICES This bill defines and regulates "unfair trade practices" in the business of insurance which is similar to the present law definition of "unfair methods of competition and unfair or deceptive acts or practices" (unfair methods) under present law. The more significant differences between unfair trade practices under this bill and unfair methods under present law are [...]

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HB4045 Sponsored by Joe Towns, Jr.
Latest Action: 03/18/2008 - Taken Off Notice For Calendar in Subcommittee Consumer Affairs of Consumer and Employee Affairs of Consumer & Employees Affairs Committee

Bill Text
Companion Bill SB3239. Consumer Protection - Adds the practice of engaging in business of private parking service and using a device to immobilize a vehicle for unauthorized parking without posting conspicuous signage as a violation of the Consumer Protection Act. - Amends TCA Title 47, Chapter 18, Part 1. Fiscal Summary for HB4045 / *SB3239Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB4045 / *SB3239 Under this bill, it would be a violation of the Consumer Protection Act to engage in the business of private parking service, using a device to immobilize a vehicle for unauthorized parking, and failing to provide conspicuous signage stating that a vehicle immobilizing device may be [...]

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Latest Action: 02/07/2008 - Passed second consideration, Referred to Agriculture

Bill Text

Pest Control - Prohibits a pest control operator from initially entering into a contract for provision of ongoing termite prevention or control services on a structure or building until the operator has applied a suitable pesticide to such structure or building. - Amends TCA Title 62, Chapter 21.

Fiscal Summary for HB3910 / *SB3989

State Revenue - Net Impact - Not Significant State Expenditures - Net Impact - Not Significant

HB4051 Sponsored by Joe Towns, Jr.
Latest Action: 03/18/2008 - Taken Off Notice For Calendar in Subcommittee Consumer Affairs of Consumer and Employee Affairs of Consumer & Employees Affairs Committee

Bill Text
Companion Bill SB3237. Consumer Protection - Adds the practice of engaging in private parking service using a device to immobilize a vehicle for unauthorized parking and charging a fee to remove such device which is more than twice the fee charged for otherwise authorized parking as a violation of the Consumer Protection Act. - Amends TCA Title 47, Chapter 18, Part 1. Fiscal Summary for HB4051 / *SB3237Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB4051 / *SB3237 Under this bill, it would be a violation of the Consumer Protection Act to engage in the business of private parking service, using a device to immobilize a vehicle for unauthorized parking, and charging a fee to remove such [...]

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HB4094 Sponsored by Phillip Pinion
Latest Action: 03/18/2008 - Taken Off Notice For Calendar in Subcommittee Consumer Affairs of Consumer and Employee Affairs of Consumer & Employees Affairs Committee

Bill Text
Companion Bill SB2991. Consumer Protection - Includes certain actions by motor vehicle dealers engaging in trade-in transactions as unfair or deceptive trade practices under Consumer Protection Act. - Amends TCA Title 47 and Title 55. Fiscal Summary for HB4094 / *SB2991Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB4094 / *SB2991 Under the Tennessee Consumer Protection Act, unfair or deceptive acts or practices affecting the conduct of any trade or commerce constitute unlawful acts or practices and are Class B misdemeanors. A person who suffers harm due to such an act may sue the violator and may be awarded treble damages. This bill adds the following to the list of acts [...]

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HB3834 Sponsored by Phillip Johnson
Latest Action: 04/24/2008 - Transmitted to Governor for his action.

Bill Text
Companion Bill SB3418. Consumer Protection - Prohibits misrepresentation of geographic location in telephone directory or directory assistance database punishable by civil penalty of $5,000 to $25,000. - Amends TCA Title 47, Chapter 18. Fiscal Summary for HB3834 / *SB3418Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB3834 / *SB3418 Under present law, it is a violation of the Consumer Protection Act to misrepresent the geographic location of a florist in a local telephone directory. This bill applies the present law to all persons who misrepresent the location of a business in a local telephone directory. Under this bill, misrepresentation of geographical location in a local [...]

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HB3860 Sponsored by Gary Odom
Latest Action: 03/25/2008 - Recommended For Passage Referred to: Calendar & Rules Committee

Bill Text

Consumer Protection - Prohibits fees for imposing or removing a credit freeze on a consumer when the consumer has been a victim of a breach of an information holder's security system. - Amends TCA Title 47, Chapter 18.

Fiscal Summary for HB3860 / *SB3269

Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant

HB3884 Sponsored by Eric Watson
Latest Action: 03/14/2008 - Assigned to Subcommittee Civil Practice and Procedure of JUD

Bill Text
Companion Bill SB3906. Consumer Protection - Bans class actions in consumer protection cases and limits damages to out-of-pocket losses. - Amends TCA Title 47, Chapter 18. Fiscal Summary for HB3884 / *SB3906Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB3884 / *SB3906 Under the Tennessee Consumer Protection Act, any person who suffers an ascertainable loss of money or property, real, personal, or mixed, or any other article, commodity, or thing of value as a result of the use or employment by another person of an unfair or deceptive act or practice declared to be unlawful by the Act, may bring an action individually to recover actual damages. If the court finds that the use or [...]

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HB3897 Sponsored by Frank S. Niceley
Latest Action: 03/18/2008 - Taken Off Notice For Calendar in Subcommittee Consumer Affairs of Consumer and Employee Affairs of Consumer & Employees Affairs Committee

Bill Text
Consumer Protection - Prohibits the diminution in value of gift cards and gift certificates. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *HB3897Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Revenue - Not Significant Increase Local Expenditures - Not Significant Bill Summary for *HB3897 Under this bill, any gift certificate or gift card would retain its full unused value until presented in exchange for merchandise, and no gift certificate or gift card would expire with 24 months of the date of sale. This bill prohibits the charging of a dormancy fee against a gift card or gift certificate within 24 months of the date and sale and prohibits the charging of a fee within 24 months of the most recent activity or transaction in which the certificate or card was used. When the imposition of a dormancy fee is allowed, the fee may not exceed $2.00. These provisions [...]

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SB3989 Sponsored by Rosalind Kurita
Latest Action: 04/29/2008 - Senate Reset on Calendar for 5/1/2008

Bill Text

Pest Control - Prohibits a pest control operator from initially entering into a contract for provision of ongoing termite prevention or control services on a structure or building until the operator has applied a suitable pesticide to such structure or building. - Amends TCA Title 62, Chapter 21.

Fiscal Summary for *SB3989 / HB3910

State Revenue - Net Impact - Not Significant State Expenditures - Net Impact - Not Significant

SB3906 Sponsored by Dewayne Bunch
Latest Action: 04/29/2008 - Assigned to Gen. Sub of: Senate Jud Comm.

Bill Text
Companion Bill HB3884. Consumer Protection - Bans class actions in consumer protection cases and limits damages to out-of-pocket losses. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *SB3906 / HB3884Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB3906 / HB3884 Under the Tennessee Consumer Protection Act, any person who suffers an ascertainable loss of money or property, real, personal, or mixed, or any other article, commodity, or thing of value as a result of the use or employment by another person of an unfair or deceptive act or practice declared to be unlawful by the Act, may bring an action individually to recover actual damages. If the court finds that the use or [...]

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HB3632 Sponsored by Henry Fincher
Latest Action: 03/14/2008 - Assigned to Subcommittee Civil Practice and Procedure of JUD

Bill Text
Companion Bill SB3751. Consumer Protection - Provides that court to award liquidated damages in amount of $5,000 if consumer protection violation of selling used merchandise as new results in exposure of minor to material that is obscene or harmful to minors and exposure was foreseeable. - Amends TCA Title 47, Chapter 18, Part 1. Fiscal Summary for HB3632 / *SB3751MINIMAL Bill Summary for HB3632 / *SB3751 Under present law, it is a violation of the Tennessee Consumer Protection Act to represent that goods are original or new if they are deteriorated, altered to the point of decreasing the value, reconditioned, reclaimed, used, or secondhand. Under this bill, if the above-described violation results in the exposure of a minor to matter that is obscene or harmful to minors, and it was reasonably foreseeable that the violation might result [...]

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HB3647 Sponsored by Mike Turner
Latest Action: 05/01/2008 - Re-Referred to FWM

Bill Text
Companion Bill SB3107. Consumer Protection - Enacts the "Child Product Safety Act." - Fiscal Summary for HB3647 / *SB3107No Fiscal Summary for HB3647 / *SB3107 Bill Summary for HB3647 / *SB3107 This bill prohibits a commercial user from knowingly remanufacturing, retrofitting, distributing, selling, contracting to sell or resell, leasing, or subletting, or otherwise placing in the stream of commerce, on or after July 1, 2008, a children's product that is unsafe. A children's product is deemed to be unsafe for purposes of this bill if it meets any of the following criteria: (1) The product has been recalled for any reason by a federal agency or the product's manufacturer, distributor, or importer and the recall has not been rescinded; or (2) A federal agency has issued a warning that a specific product's intended [...]

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SB3854 Sponsored by Dewayne Bunch
Latest Action: 03/17/2008 - Withdrawn.

Bill Text
Consumer Protection - Requires a credit reporting agency to clearly identify certain consumer rights to a consumer whose debt has been discharged in bankruptcy but whose report indicates the debt is still owing at any time the Tennessee consumer is required to receive a summary of rights required by 15 U.S.C. § 1681g(d) of the federal Fair Credit Reporting Act. - Amends TCA Title 26 and Title 47. Fiscal Summary for *SB3854Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB3854 Federal law dictates that a consumer be given a summary of rights under the Fair Credit Reporting Act at certain times, such as when the consumer contacts a consumer reporting agency and expresses a belief that the consumer is a victim of fraud or identity theft involving credit, an electronic fund transfer,[...]

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HB3407 Sponsored by Jimmy Matlock
Latest Action: 04/10/2008 - Companion Senate Bill Substituted

Bill Text
Companion Bill SB3420. Consumer Protection - Permits the buyer of a health club agreement to have one week after entering into the agreement to cancel the agreement. - Amends TCA Title 47, Chapter 18, Part 3. Fiscal Summary for HB3407 / *SB3420Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB3407 / *SB3420 ON MARCH 31, 2008, THE SENATE ADOPTED AMENDMENT #1 AND PASSED SENATE BILL 3420, AS AMENDED. AMENDMENT #1 clarifies that the notice, which is required to be included in health club agreements, must inform consumers that they have seven days within which to cancel the agreement without penalty. ON APRIL 10, 2008, THE HOUSE SUBSTITUTED SENATE BILL 3420 FOR HOUSE BILL [...]

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HB3412 Sponsored by Susan M. Lynn
Latest Action: 03/18/2008 - Taken Off Notice For Calendar in Subcommittee Consumer Affairs of Consumer and Employee Affairs of Consumer & Employees Affairs Committee

Bill Text
Companion Bill SB2963. Consumer Protection - Regulates the use of tracking devices on consumer products or identification documents by requiring labels that inform consumers of their presence. - Amends TCA Title 47, Chapter 18. Fiscal Summary for HB3412 / *SB2963Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB3412 / *SB2963 This bill prohibits a person from selling or providing any consumer product or identification document to which a tracking device has been affixed or implanted, unless the product or document has a label containing consumer notice of the radio frequency identification (RFID). This bill provides for notice in lieu of a label in regard to products offered for loan [...]

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HB3375 Sponsored by Curry Todd
Latest Action: 03/31/2008 - Companion Senate Bill Substituted

Bill Text
Companion Bill SB3752. Consumer Protection - Establishes requirements for health clubs to enter into agreements with prospective buyer prior to certification, including requirement for surety bond. - Amends TCA Title 47, Chapter 18. Fiscal Summary for HB3375 / *SB3752MINIMAL Bill Summary for HB3375 / *SB3752 Under present law, a buyer is not bound by any health club agreement with a stated initial term greater than 36 months, unless the buyer is granted a right to cancel the continuing portion of the agreement on 30 days' notice. This bill increases from 36 months to 48 months the maximum initial term of health club membership agreements, which do not provide for cancellation of the continuing portion on 30 days' notice. ON MARCH 10, 2008, THE SENATE ADOPTED AMENDMENT #1 AND PASSED SENATE BILL 3752, AS AMENDED. AMENDMENT [...]

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HB3258 Sponsored by Johnny Shaw
Latest Action: 04/08/2008 - Taken Off Notice For Calendar in Subcommittee Utilities, Banking and Small Business of Commerce of Commerce Committee

Bill Text

Consumer Protection - Prohibits a financial institution from recovering funds paid to a customer who cashed a check, based on a scam, drawn against a non-existent bank account. - Amends TCA Title 45 and Title 47.

Fiscal Summary for *HB3258 / SB3546

Increase State Expenditures - Not Significant

SB3752 Sponsored by Mark Norris
Latest Action: 04/21/2008 - Signed by Governor.

Bill Text
Companion Bill HB3375. Consumer Protection - Establishes requirements for health clubs to enter into agreements with prospective buyer prior to certification, including requirement for surety bond. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *SB3752 / HB3375MINIMAL Bill Summary for *SB3752 / HB3375 Under present law, a buyer is not bound by any health club agreement with a stated initial term greater than 36 months, unless the buyer is granted a right to cancel the continuing portion of the agreement on 30 days' notice. This bill increases from 36 months to 48 months the maximum initial term of health club membership agreements, which do not provide for cancellation of the continuing portion on 30 days' notice. ON MARCH 10, 2008, THE SENATE ADOPTED AMENDMENT #1 AND PASSED SENATE BILL 3752, AS AMENDED. AMENDMENT [...]

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Latest Action: 01/29/2008 - Assigned to Gen. Sub of: Senate C,L&A Comm.

Bill Text
Companion Bill HB4051. Consumer Protection - Adds the practice of engaging in private parking service using a device to immobilize a vehicle for unauthorized parking and charging a fee to remove such device which is more than twice the fee charged for otherwise authorized parking as a violation of the Consumer Protection Act. - Amends TCA Title 47, Chapter 18, Part 1. Fiscal Summary for *SB3237 / HB4051Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB3237 / HB4051 Under this bill, it would be a violation of the Consumer Protection Act to engage in the business of private parking service, using a device to immobilize a vehicle for unauthorized parking, and charging a fee to remove such [...]

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SB3760 Sponsored by Rusty Crowe
Latest Action: 01/28/2008 - Withdrawn.

Bill Text
Consumer Protection - Establishes a "No Junk Mail Register." - Amends TCA Title 47, Chapter 18. Fiscal Summary for *SB3760Not Available Bill Summary for *SB3760 This bill requires the division of consumer affairs of the department of commerce and insurance to establish a database to compile a list of residential mail recipients who object to receiving unsolicited junk mail. This bill requires that the database be established by May 1, 2009. The division would be authorized to operate the database or contract for the operation of the database. For purposes of this bill, "junk mail" means unsolicited direct marketing materials delivered by the postal service to a Tennessee residential address. This bill requires the division to specify the methods by which a residential mail recipient could give notice [...]

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Latest Action: 01/29/2008 - Assigned to Gen. Sub of: Senate C,L&A Comm.

Bill Text
Companion Bill HB4044. Consumer Protection - Adds the practice of operating private parking service using a device to immobilize vehicles for unauthorized parking, charging a fee for such device's removal, and refusing to allow choice of payment options as violation of Consumer Protection Act. - Amends TCA Title 47, Chapter 18, Part 1. Fiscal Summary for *SB3238 / HB4044Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB3238 / HB4044 Under this bill, it would be a violation of the Consumer Protection Act to engage in the business of private parking service, using a device to immobilize a vehicle for unauthorized parking, charging a fee to remove such device, and refusing to allow the [...]

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Latest Action: 03/27/2008 - Companion Senate Bill Substituted

Bill Text
Companion Bill SB3547. Safety - Expands and renames the "elevator safety board" within the department of labor and workforce development as the "elevator and amusement device safety board"; requires the board to inspect and regulate amusement devices. - Amends TCA Title 56, Chapter 38, Part 1 and Title 68, Chapter 121, Part 1. Fiscal Summary for *HB3124 / SB3547 Increase State Revenue - $42,100/FY08-09 $44,200/FY09-10 and Thereafter Increase State Expenditures - $20,000/One-Time $22,100/FY08-09 $44,200/FY09-10 and Thereafter Local Revenue - Net Decrease - $8,800 Local Expenditures - Net Impact - Not Significant Bill Summary for *HB3124 / SB3547 This bill revises many of the present law provisions governing amusement rides and establishes several new requirements, including the following: [...]

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Latest Action: 01/29/2008 - Assigned to Gen. Sub of: Senate C,L&A Comm.

Bill Text
Companion Bill HB4045. Consumer Protection - Adds the practice of engaging in business of private parking service and using a device to immobilize a vehicle for unauthorized parking without posting conspicuous signage as a violation of the Consumer Protection Act. - Amends TCA Title 47, Chapter 18, Part 1. Fiscal Summary for *SB3239 / HB4045Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB3239 / HB4045 Under this bill, it would be a violation of the Consumer Protection Act to engage in the business of private parking service, using a device to immobilize a vehicle for unauthorized parking, and failing to provide conspicuous signage stating that a vehicle immobilizing device may be [...]

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SB3547 Sponsored by Lowe Finney
Latest Action: 04/10/2008 - Signed by Governor.

Bill Text
Companion Bill HB3124. Safety - Expands and renames the "elevator safety board" within the department of labor and workforce development as the "elevator and amusement device safety board"; requires the board to inspect and regulate amusement devices. - Amends TCA Title 56, Chapter 38, Part 1 and Title 68, Chapter 121, Part 1. Fiscal Summary for SB3547 / *HB3124 Increase State Revenue - $42,100/FY08-09 $44,200/FY09-10 and Thereafter Increase State Expenditures - $20,000/One-Time $22,100/FY08-09 $44,200/FY09-10 and Thereafter Local Revenue - Net Decrease - $8,800 Local Expenditures - Net Impact - Not Significant Bill Summary for SB3547 / *HB3124 This bill revises many of the present law provisions governing amusement rides and establishes several new requirements, including the following: [...]

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SB3269 Sponsored by Douglas Henry
Latest Action: 04/02/2008 - Assigned to Gen. Sub of C,L&A Comm

Bill Text

Consumer Protection - Prohibits fees for imposing or removing a credit freeze on a consumer when the consumer has been a victim of a breach of an information holder's security system. - Amends TCA Title 47, Chapter 18.

Fiscal Summary for *SB3269 / HB3860

Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant

SB3418 Sponsored by Jack Johnson
Latest Action: 04/21/2008 - Companion House Bill Substituted (sends Senate Bill to deAdopted bill file)

Bill Text
Companion Bill HB3834. Consumer Protection - Prohibits misrepresentation of geographic location in telephone directory or directory assistance database punishable by civil penalty of $5,000 to $25,000. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *SB3418 / HB3834Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB3418 / HB3834 Under present law, it is a violation of the Consumer Protection Act to misrepresent the geographic location of a florist in a local telephone directory. This bill applies the present law to all persons who misrepresent the location of a business in a local telephone directory. Under this bill, misrepresentation of geographical location in a local [...]

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SB3420 Sponsored by Tim Burchett
Latest Action: 05/05/2008 - Transmitted to Governor for action.

Bill Text
Companion Bill HB3407. Consumer Protection - Permits the buyer of a health club agreement to have one week after entering into the agreement to cancel the agreement. - Amends TCA Title 47, Chapter 18, Part 3. Fiscal Summary for *SB3420 / HB3407Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB3420 / HB3407 ON MARCH 31, 2008, THE SENATE ADOPTED AMENDMENT #1 AND PASSED SENATE BILL 3420, AS AMENDED. AMENDMENT #1 clarifies that the notice, which is required to be included in health club agreements, must inform consumers that they have seven days within which to cancel the agreement without penalty. ON APRIL 10, 2008, THE HOUSE SUBSTITUTED SENATE BILL 3420 FOR HOUSE BILL [...]

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SB3460 Sponsored by Beverly Marrero
Latest Action: 04/08/2008 - Action Deferred in Senate C,L&A Comm. to 4/15/2008

Bill Text

Consumer Protection - Authorizes a consumer to bring an action under consumer protection law for an unfair or deceptive act when a person has failed to honor the full value of a warranty on goods or a household appliance. - Amends TCA Title 47.

Fiscal Summary for SB3460 / *HB3180

Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant

SB3461 Sponsored by Beverly Marrero
Latest Action: 01/23/2008 - Passed second consideration, Referred to Senate C,L&A Comm.

Bill Text

Consumer Protection - Prohibits use of non-waterproof particleboard in construction of single family homes and condominiums; violation is punishable by provisions of Tennessee Consumer Protection Act. - Amends TCA Title 47, Chapter 18, Part 1.

Fiscal Summary for *SB3461

Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant


Bill Summary for *SB3461

This bill prohibits the use of panel type 1 particle board, as defined by the American National Standards Institute, in the construction of any single family dwelling or condominium, except for the purposes of stair treads, shelving, and other such interior purposes. A violation of this bill would constitute a violation of the Tennessee Consumer Protection Act.

This bill would take effect on January 1, 2009.
Latest Action: 02/13/2008 - Assigned to Subcommittee Utilities, Banking and Small Business of COM

Bill Text
Companion Bill SB2674. Banks and Financial Institutions - Restricts the amount of penalty interest a credit card state bank may charge a cardholder and makes an interest rate increase applied to a credit card account prospective only. - Amends TCA Title 45. Fiscal Summary for HB3041 / *SB2674Increase State Expenditures - Not Significant Bill Summary for HB3041 / *SB2674 Present law limits the amount of interest that a bank may charge and collect with respect to extensions of credit made on credit card accounts, to an annual rate not exceeding 21 percent per year or at an equivalent daily, weekly, monthly, or quarterly rate. In addition to the authorized interest charges, a bank may charge and collect with respect to credit card accounts additional types of fees and charges that are agreed upon between the bank and the cardholder, in amounts that [...]

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SB3546 Sponsored by Lowe Finney
Latest Action: 01/23/2008 - Passed second consideration, Referred to Senate C,L&A Comm.

Bill Text

Consumer Protection - Prohibits a financial institution from recovering funds paid to a customer who cashed a check, based on a scam, drawn against a non-existent bank account. - Amends TCA Title 45 and Title 47.

Fiscal Summary for SB3546 / *HB3258

Increase State Expenditures - Not Significant

Latest Action: 04/15/2008 - Taken Off Notice For Calendar in: Consumer & Employees Affairs Committee

Bill Text

Consumer Protection - Authorizes a consumer to bring an action under consumer protection law for an unfair or deceptive act when a person has failed to honor the full value of a warranty on goods or a household appliance. - Amends TCA Title 47.

Fiscal Summary for *HB3180 / SB3460

Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant

SB3751 Sponsored by Charlotte Burks
Latest Action: 04/15/2008 - Assigned to Gen. Sub of: Senate C,L&A Comm.

Bill Text
Companion Bill HB3632. Consumer Protection - Provides that court to award liquidated damages in amount of $5,000 if consumer protection violation of selling used merchandise as new results in exposure of minor to material that is obscene or harmful to minors and exposure was foreseeable. - Amends TCA Title 47, Chapter 18, Part 1. Fiscal Summary for *SB3751 / HB3632MINIMAL Bill Summary for *SB3751 / HB3632 Under present law, it is a violation of the Tennessee Consumer Protection Act to represent that goods are original or new if they are deteriorated, altered to the point of decreasing the value, reconditioned, reclaimed, used, or secondhand. Under this bill, if the above-described violation results in the exposure of a minor to matter that is obscene or harmful to minors, and it was reasonably foreseeable that the violation might result [...]

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SB2963 Sponsored by Bill Ketron
Latest Action: 02/26/2008 - Assigned to Gen. Sub of: Senate C,L&A Comm.

Bill Text
Companion Bill HB3412. Consumer Protection - Regulates the use of tracking devices on consumer products or identification documents by requiring labels that inform consumers of their presence. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *SB2963 / HB3412Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB2963 / HB3412 This bill prohibits a person from selling or providing any consumer product or identification document to which a tracking device has been affixed or implanted, unless the product or document has a label containing consumer notice of the radio frequency identification (RFID). This bill provides for notice in lieu of a label in regard to products offered for loan [...]

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SB2991 Sponsored by Roy Herron
Latest Action: 01/23/2008 - Passed second consideration, Referred to Senate C,L&A Comm.

Bill Text
Companion Bill HB4094. Consumer Protection - Includes certain actions by motor vehicle dealers engaging in trade-in transactions as unfair or deceptive trade practices under Consumer Protection Act. - Amends TCA Title 47 and Title 55. Fiscal Summary for *SB2991 / HB4094Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB2991 / HB4094 Under the Tennessee Consumer Protection Act, unfair or deceptive acts or practices affecting the conduct of any trade or commerce constitute unlawful acts or practices and are Class B misdemeanors. A person who suffers harm due to such an act may sue the violator and may be awarded treble damages. This bill adds the following to the list of acts [...]

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SB3107 Sponsored by Joe Haynes
Latest Action: 03/11/2008 - Recommended For Passage Referred to: Senate F,W&M Comm.

Bill Text
Companion Bill HB3647. Consumer Protection - Enacts the "Child Product Safety Act." - Fiscal Summary for *SB3107 / HB3647No Fiscal Summary for *SB3107 / HB3647 Bill Summary for *SB3107 / HB3647 This bill prohibits a commercial user from knowingly remanufacturing, retrofitting, distributing, selling, contracting to sell or resell, leasing, or subletting, or otherwise placing in the stream of commerce, on or after July 1, 2008, a children's product that is unsafe. A children's product is deemed to be unsafe for purposes of this bill if it meets any of the following criteria: (1) The product has been recalled for any reason by a federal agency or the product's manufacturer, distributor, or importer and the recall has not been rescinded; or (2) A federal agency has issued a warning that a specific product's intended [...]

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Latest Action: 04/08/2008 - Assigned to Gen. Sub of: Senate C,L&A Comm.

Bill Text

Consumer Protection - Requires gift certificates with a monetary value of less than $10.00 to be redeemable in cash for cash value. - Amends TCA Title 47, Chapter 18.

Fiscal Summary for SB3209 / *HB2522

Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant

HB2871 Sponsored by Mark L. Maddox
Latest Action: 04/01/2008 - Failed for Lack of Second in: Utilities, Banking and Small Business of COM

Bill Text

Telecommunications - Allows businesses to enroll on the Do Not Call Register. - Amends TCA Title 65, Chapter 4, Part 4.

Fiscal Summary for HB2871 / *SB2879

Increase State Expenditures - Not Significant

SB2879 Sponsored by Joe Haynes
Latest Action: 03/11/2008 - Recommended for Passage w/ am., Referred to Senate Calendar Comm. Ayes 7, Nays 0 PNV 0

Bill Text

Telecommunications - Allows businesses to enroll on the Do Not Call Register. - Amends TCA Title 65, Chapter 4, Part 4.

Fiscal Summary for *SB2879 / HB2871

Increase State Expenditures - Not Significant

HB2762 Sponsored by Sherry Jones
Latest Action: 03/27/2008 - Companion became Public Chapter 633

Bill Text
Companion Bill SB2852. Consumer Protection - Requires written confirmation to a consumer of a change to the consumer's file and clarifies that a consumer credit report can be used by someone other than the consumer for prescreening as provided by federal law. - Amends TCA Title 47, Chapter 18, Part 21. Fiscal Summary for *HB2762 / SB2852Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *HB2762 / SB2852 This bill makes technical changes to present law regarding consumer credit files. Present law prohibits credit reporting agencies from changing a Tennessee consumer's name, date of birth, federal social security number, or address on a consumer report while there is a security [...]

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SB2852 Sponsored by Jack Johnson
Latest Action: 03/27/2008 - Public Chapter 633

Bill Text
Companion Bill HB2762. Consumer Protection - Requires written confirmation to a consumer of a change to the consumer's file and clarifies that a consumer credit report can be used by someone other than the consumer for prescreening as provided by federal law. - Amends TCA Title 47, Chapter 18, Part 21. Fiscal Summary for SB2852 / *HB2762Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for SB2852 / *HB2762 This bill makes technical changes to present law regarding consumer credit files. Present law prohibits credit reporting agencies from changing a Tennessee consumer's name, date of birth, federal social security number, or address on a consumer report while there is a security [...]

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SB2674 Sponsored by Doug Jackson
Latest Action: 01/16/2008 - Passed second consideration, Referred to Senate C,L&A Comm.

Bill Text
Companion Bill HB3041. Banks and Financial Institutions - Restricts the amount of penalty interest a credit card state bank may charge a cardholder and makes an interest rate increase applied to a credit card account prospective only. - Amends TCA Title 45. Fiscal Summary for *SB2674 / HB3041Increase State Expenditures - Not Significant Bill Summary for *SB2674 / HB3041 Present law limits the amount of interest that a bank may charge and collect with respect to extensions of credit made on credit card accounts, to an annual rate not exceeding 21 percent per year or at an equivalent daily, weekly, monthly, or quarterly rate. In addition to the authorized interest charges, a bank may charge and collect with respect to credit card accounts additional types of fees and charges that are agreed upon between the bank and the cardholder, in amounts that [...]

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HB2522 Sponsored by Mike Turner
Latest Action: 04/08/2008 - Taken Off Notice For Calendar in: Consumer & Employees Affairs Committee

Bill Text

Consumer Protection - Requires gift certificates with a monetary value of less than $10.00 to be redeemable in cash for cash value. - Amends TCA Title 47, Chapter 18.

Fiscal Summary for *HB2522 / SB3209

Increase State Revenue - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenue - Not Significant Increase Local Govt. Expenditures - Not Significant

SB2285 Sponsored by Ophelia Ford
Latest Action: 02/26/2007 - Passed second consideration, Referred to Senate C,L&A Comm.

Bill Text
Companion Bill HB1489. Consumer Protection - Renames "Tennessee Identity Theft Deterrence Act of 1999" to "Tennessee Identification and Personal Information Protection Act of 2007"; includes unauthorized transfer of personal information under such act. - Amends TCA Title 45; Title 47, Chapter 18 and Title 56. Fiscal Summary for SB2285 / *HB1489Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for SB2285 / *HB1489 Under present law, it is a violation of the "Tennessee Identity Theft Deterrence Act" to engage in identity theft or to engage in any unfair, misleading, or deceptive act or practice for the purpose of directly or indirectly engaging in identity theft. Violators are subject to private [...]

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Latest Action: 03/27/2007 - Assigned to Gen. Sub of: Senate C,L&A Comm.

Bill Text

Consumer Protection - Specifies that a violation of any part of the Consumer Protection Act, not just the part dealing with beauty pagents, will be construed to constitute an unfair or deceptive act or practice and subject to the penalties and remedies under the Act; specifies that the report from an alleged violator to the division of consumer affairs of the department of commerce and insurance must be filed within 10 days from the date a request for information issued. - Amends TCA Title 47, Chapter 18.

Fiscal Summary for SB2237 / *HB2337

Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant

HB1948 Sponsored by Sherry Jones
Latest Action: 05/15/2007 - Taken Off Notice For Calendar in: Commerce Committee

Bill Text
Companion Bill SB1567. Consumer Protection - Enacts "Tennessee Children's Product Safety Act." - Amends TCA Title 47, Chapter 18; Title 68 and Title 71. Fiscal Summary for HB1948 / *SB1567Increase State Revenues - Not Significant / Attorney General Court Ordered and Voluntary Compliance Payment Projects Fund Increase State Expenditures - $46,800 Recurring $3,900 One-Time Bill Summary for HB1948 / *SB1567 This bill prohibits a commercial dealer, manufacturer, importer, distributor, wholesaler, or retailer from manufacturing, remanufacturing, retrofitting, distributing, selling at wholesale or retail, contracting to sell or resell, leasing, or subletting, or otherwise placing in the stream of commerce, on or after July 1, 2007, a children's product that is unsafe. A children's product is deemed to be unsafe for purposes [...]

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HB2297 Sponsored by Mark L. Maddox
Latest Action: 04/11/2007 - Taken Off Notice For Calendar in Subcommittee Criminal Practice and Procedure of Judiciary of Judiciary Committee

Bill Text
Companion Bill SB1684. Criminal Procedure - Expands the locations for which there is a presumption that the use of deadly force was the result of a reasonable belief of imminent death and confers civil immunity upon persons who are justified in the use of force by reason of self defense. - Amends TCA Title 39, Chapter 11, Part 6. Fiscal Summary for HB2297 / *SB1684 Decrease State Expenditures - $46,100 / Incarceration Bill Summary for HB2297 / *SB1684 This bill revises present law governing self-defense. PRESENT LAW Under present law, a person is justified in threatening or using force against another individual when and to the degree the person reasonably believes the force is immediately necessary for self-defense. The person must have a reasonable belief that there is an imminent danger of death or serious bodily injury.[...]

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HB2190 Sponsored by Mike Kernell
Latest Action: 03/18/2008 - Taken Off Notice For Calendar in Subcommittee Consumer Affairs of Consumer and Employee Affairs of Consumer & Employees Affairs Committee

Bill Text

Consumer Protection - Requires sellers of goods to notify consumers if the good or the good's packaging contains or bears a radio frequency identification tag; failure to notify violates Consumer Protection Act. - Amends TCA Title 47, Chapter 18.

Fiscal Summary for *HB2190

Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant

Latest Action: 03/06/2007 - Assigned to Subcommittee Industrial Impact of COM

Bill Text
Companion Bill SB1989. Insurance Companies, Agents, Brokers, Policies - Makes it an unfair insurance practice and a violation of the Consumer Protection Act for an insurance company to use an individual's credit information to underwrite, cancel, or refuse a new risk or increase premiums on a policy. - Amends TCA Title 47 and Title 56. Fiscal Summary for HB2058 / *SB1989State Revenues - Net Impact - Not Significant State Expenditures - Net Impact - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB2058 / *SB1989 This bill classifies the use of a consumer's credit information by an insurer in any manner to underwrite, cancel, refuse a new risk, or to increase premiums on a policy as an unfair method of competition or unfair or deceptive act or practice in [...]

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HB2149 Sponsored by Charles Curtiss
Latest Action: 04/08/2008 - Taken Off Notice For Calendar in Subcommittee Utilities, Banking and Small Business of Commerce of Commerce Committee

Bill Text
Companion Bill SB1583. Banks and Financial Institutions - Reduces maximum fees that title pledge lenders may charge from 20 percent to 15 percent of the original loan amount; requires principal reduction payments to begin at the first rather than third renewal of the loan; clarifies that routine principal reduction payment deferral is prohibited. - Amends TCA Title 45, Chapter 15, Part 1. Fiscal Summary for HB2149 / *SB1583Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB2149 / *SB1583 This bill revises various provisions governing title pledge loans and lenders. Under present law, a title pledge lender may charge a customary fee to defray the ordinary costs of operating [...]

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HB2131 Sponsored by Craig Fitzhugh
Latest Action: 04/24/2007 - Taken Off Notice For Calendar in Subcommittee Utilities, Banking and Small Business of Commerce of Commerce Committee

Bill Text

Mortgages - Requires closings for all loans for residential real property to be held in office of lender or agent of lender; limits period for prepayment penalty to no longer than 24 months after date of consummation of loan of $100,000 or less for home improvements to owner-occupied residence where residence is collateral for loan. - Amends TCA Title 45 and Title 47.

Fiscal Summary for HB2131 / *SB1712

Increase State Revenues - Not Significant Increase State Expenditures - Not Significant

HB1840 Sponsored by Gary Odom
Latest Action: 03/18/2008 - Taken Off Notice For Calendar in Subcommittee Consumer Affairs of Consumer and Employee Affairs of Consumer & Employees Affairs Committee

Bill Text
Companion Bill SB1693. Consumer Protection - Expands certain requirements for gift certificates by removing exemption for gift certificates usable with multiple, unaffiliated sellers of goods or services. - Amends TCA Title 47, Chapter 18, Part 1. Fiscal Summary for HB1840 / *SB1693Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Bill Summary for HB1840 / *SB1693 Present law generally prohibits any person from selling a gift certificate to a purchaser containing an expiration date that is less than two years after issuance or charging a fee for the issuance of a gift certificate. Present law also prohibits any person, within two years after a gift certificate is issued, from charging service fees relative to the gift certificate that reduce the total amount for which the holder of the gift certificate may [...]

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Latest Action: 03/05/2007 - Assigned to Gen. Sub of Senate C,L&A Comm.

Bill Text
Companion Bill HB2058. Insurance Companies, Agents, Brokers, Policies - Makes it an unfair insurance practice and a violation of the Consumer Protection Act for an insurance company to use an individual's credit information to underwrite, cancel, or refuse a new risk or increase premiums on a policy. - Amends TCA Title 47 and Title 56. Fiscal Summary for *SB1989 / HB2058State Revenues - Net Impact - Not Significant State Expenditures - Net Impact - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *SB1989 / HB2058 This bill classifies the use of a consumer's credit information by an insurer in any manner to underwrite, cancel, refuse a new risk, or to increase premiums on a policy as an unfair method of competition or unfair or deceptive act or practice in [...]

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HB1489 Sponsored by Joe Towns, Jr.
Latest Action: 06/06/2007 - Taken off notice for Calendar in Calendar and Rules

Bill Text
Companion Bill SB2285. Consumer Protection - Renames "Tennessee Identity Theft Deterrence Act of 1999" to "Tennessee Identification and Personal Information Protection Act of 2007"; includes unauthorized transfer of personal information under such act. - Amends TCA Title 45; Title 47, Chapter 18 and Title 56. Fiscal Summary for *HB1489 / SB2285Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for *HB1489 / SB2285 Under present law, it is a violation of the "Tennessee Identity Theft Deterrence Act" to engage in identity theft or to engage in any unfair, misleading, or deceptive act or practice for the purpose of directly or indirectly engaging in identity theft. Violators are subject to private [...]

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HB1132 Sponsored by Frank Buck
Latest Action: 06/27/2007 - Public Chapter 503

Bill Text
Companion Bill SB1638. Consumer Protection - Classifies the making of certain representations regarding radar detectors and jamming devices as a violation of the Consumer Protection Act. - Amends TCA Title 47, Chapter 18. Fiscal Summary for *HB1132 / SB1638Increase State Expenditures - Not Significant Bill Summary for *HB1132 / SB1638 ON JUNE 12, 2007, THE HOUSE ADOPTED AMENDMENT #1 AND PASSED HOUSE BILL 1132, AS AMENDED. AMENDMENT #1 rewrites this bill to specify that the act or practice of making the following representations is an unfair or deceptive trade practice under the Consumer Protection Act, which is a Class B misdemeanor: (1) Representing that a person will pay or reimburse for a motor vehicle traffic citation for any person who purchases a device or mechanism, passive or active, that can detect or interfere with a radar,[...]

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SB1712 Sponsored by Roy Herron
Latest Action: 02/12/2007 - Passed second consideration, Referred to Senate C,L&A Comm.

Bill Text

Mortgages - Requires closings for all loans for residential real property to be held in office of lender or agent of lender; limits period for prepayment penalty to no longer than 24 months after date of consummation of loan of $100,000 or less for home improvements to owner-occupied residence where residence is collateral for loan. - Amends TCA Title 45 and Title 47.

Fiscal Summary for *SB1712 / HB2131

Increase State Revenues - Not Significant Increase State Expenditures - Not Significant

HB1179 Sponsored by Sherry Jones
Latest Action: 03/18/2008 - Taken Off Notice For Calendar in Subcommittee Consumer Affairs of Consumer and Employee Affairs of Consumer & Employees Affairs Committee

Bill Text
Companion Bill SB1356. Motor Vehicles - Expands scope of §55-17-127 by including any pre-owned motor vehicle that is purchased in a political subdivision that requires emissions testing or vehicle inspections instead of only subdivisions requiring both testing and inspections; requires dealer to rescind purchase agreement or make required repairs if vehicle fails test or inspection after sale. - Amends TCA Title 55, Chapter 17, Part 1. Fiscal Summary for *HB1179 / SB1356Decrease State Revenues - Not Significant State Expenditures - Net Impact - Not Significant Bill Summary for *HB1179 / SB1356 Under present law, when a person seeks to purchase a pre-owned motor vehicle from a dealer under a title retention agreement or a conditional sales contract in a city that requires emissions testing and a vehicle inspection and the vehicle is to be registered [...]

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SB1356 Sponsored by Joe Haynes
Latest Action: 03/26/2008 - Assigned to Gen. Sub of: Senate Trans Comm.

Bill Text
Companion Bill HB1179. Motor Vehicles - Expands scope of §55-17-127 by including any pre-owned motor vehicle that is purchased in a political subdivision that requires emissions testing or vehicle inspections instead of only subdivisions requiring both testing and inspections; requires dealer to rescind purchase agreement or make required repairs if vehicle fails test or inspection after sale. - Amends TCA Title 55, Chapter 17, Part 1. Fiscal Summary for SB1356 / *HB1179Decrease State Revenues - Not Significant State Expenditures - Net Impact - Not Significant Bill Summary for SB1356 / *HB1179 Under present law, when a person seeks to purchase a pre-owned motor vehicle from a dealer under a title retention agreement or a conditional sales contract in a city that requires emissions testing and a vehicle inspection and the vehicle is to be registered [...]

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Latest Action: 03/05/2007 - Assigned to Gen. Sub of Senate C,L&A Comm.

Bill Text

Consumer Protection - Clarifies that the prohibition from knowingly advertising or marketing for sale a residence as having more bedrooms than are permitted by the residence's subsurface sewage disposal system permit applies only to newly constructed residences. - Amends TCA Title 47, Chapter 18, Part 1.

Fiscal Summary for SB1059 / *HB0884

Decrease State Revenues - Not Significant Decrease State Expenditures - Not Significant

SB1316 Sponsored by Paul Stanley
Latest Action: 03/02/2007 - Assigned to Gen. Sub of Senate C,L&A Comm.

Bill Text
Companion Bill HB0561. Privacy, Confidentiality - Authorizes consumers to put a freeze on their consumer credit reports. - Amends TCA Title 47, Chapter 18. Fiscal Summary for SB1316 / *HB0561Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for SB1316 / *HB0561 This bill allows a person to request that a security freeze be placed on the person's consumer report thereby barring consumer reporting agencies from releasing the person's consumer report or any information from the report without the express authorization of such consumer. This bill requires consumer reporting agencies to place a freeze on a report within five days of receiving a freeze request. The consumer would [...]

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SB1186 Sponsored by Diane Black
Latest Action: 03/02/2007 - Assigned to Gen. Sub of Senate C,L&A Comm.

Bill Text
Companion Bill HB1064. Consumer Protection - Allows consumers to place a freeze on their credit report for purposes of preventing identity theft. - Amends TCA Title 47, Chapter 18. Fiscal Summary for SB1186 / *HB1064Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for SB1186 / *HB1064 This bill allows a person to request that a security freeze be placed on the person's consumer report thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. This bill requires consumer reporting agencies to place a freeze on a report within five days of receiving a freeze [...]

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SB1684 Sponsored by Roy Herron
Latest Action: 05/16/2007 - Assigned to Gen. Sub of: Senate Jud Comm.

Bill Text
Companion Bill HB2297. Criminal Procedure - Expands the locations for which there is a presumption that the use of deadly force was the result of a reasonable belief of imminent death and confers civil immunity upon persons who are justified in the use of force by reason of self defense. - Amends TCA Title 39, Chapter 11, Part 6. Fiscal Summary for *SB1684 / HB2297 Decrease State Expenditures - $46,100 / Incarceration Bill Summary for *SB1684 / HB2297 This bill revises present law governing self-defense. PRESENT LAW Under present law, a person is justified in threatening or using force against another individual when and to the degree the person reasonably believes the force is immediately necessary for self-defense. The person must have a reasonable belief that there is an imminent danger of death or serious bodily injury.[...]

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Latest Action: 05/07/2007 - Public Chapter 78

Bill Text
Companion Bill HB0700. Consumer Protection - Specifies that the limitation on selling a residence with more bedrooms than are permitted by the sewage disposal system permit applies only to new construction, and specifies that real estate agents violate the statute only if they have actual, not constructive, knowledge of the violation. - Amends TCA Title 47, Chapter 18 and Title 66, Chapter 5. Fiscal Summary for SB1205 / *HB0700Decrease State Revenues - Not Significant Decrease State Expenditures - Not Significant Bill Summary for SB1205 / *HB0700 Under present law, it is a violation of the Consumer Protection Act, which is a Class B misdemeanor, to knowingly advertise or market for sale a residence as having more bedrooms than are permitted by the residence's subsurface sewage disposal system permit, unless, prior to the execution of any sales [...]

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SB1567 Sponsored by Roy Herron
Latest Action: 02/12/2007 - Passed second consideration, Referred to Senate C,L&A Comm.

Bill Text
Companion Bill HB1948. Consumer Protection - Enacts "Tennessee Children's Product Safety Act." - Amends TCA Title 47, Chapter 18; Title 68 and Title 71. Fiscal Summary for *SB1567 / HB1948Increase State Revenues - Not Significant / Attorney General Court Ordered and Voluntary Compliance Payment Projects Fund Increase State Expenditures - $46,800 Recurring $3,900 One-Time Bill Summary for *SB1567 / HB1948 This bill prohibits a commercial dealer, manufacturer, importer, distributor, wholesaler, or retailer from manufacturing, remanufacturing, retrofitting, distributing, selling at wholesale or retail, contracting to sell or resell, leasing, or subletting, or otherwise placing in the stream of commerce, on or after July 1, 2007, a children's product that is unsafe. A children's product is deemed to be unsafe for purposes [...]

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SB1590 Sponsored by Roy Herron
Latest Action: 02/12/2007 - Passed second consideration, Referred to Senate C,L&A Comm.

Bill Text
Companion Bill HB0691. Consumer Protection - Enacts the "Tennessee Mobile Telephone Lemon Law of 2007." - Amends TCA Title 47, Chapter 18. Fiscal Summary for SB1590 / *HB0691Increase State Revenues - Not Significant Increase State Expenditures - $57,500 Recurring $3,300 One-Time Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for SB1590 / *HB0691 Under this bill, if a new mobile telephone does not conform to all applicable express warranties and the consumer reports the nonconformity, defect or condition to the commercial mobile radio service provider, its agent or its authorized dealer during the term of protection, then the commercial mobile radio service provider, its agent or its authorized dealer must correct the nonconformity, defect or condition at [...]

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SB1583 Sponsored by Roy Herron
Latest Action: 04/24/2007 - Assigned to Gen. Sub of: Senate C,L&A Comm.

Bill Text
Companion Bill HB2149. Banks and Financial Institutions - Reduces maximum fees that title pledge lenders may charge from 20 percent to 15 percent of the original loan amount; requires principal reduction payments to begin at the first rather than third renewal of the loan; clarifies that routine principal reduction payment deferral is prohibited. - Amends TCA Title 45, Chapter 15, Part 1. Fiscal Summary for *SB1583 / HB2149Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary