Top Legislation - View All
|
Latest Legislation - View All
Also tagged in: Bank loans, Congress, Congressional reporting requirements, Consumer credit, Consumer education, Consumers, Criminal justice, Debt, Fees, Finance, Fines (Penalties), Governmental investigations, Interest rates, Law, Loans
Latest Action: 09/26/2008 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextA bill to combat predatory lending practices and to provide access to capital to those living in low-income and traditionally underserved communities, and for other purposes. 9/26/2008--Introduced. Fostering American Independence from Regressive and Abusive Credit Transactions Act of 2008 or the FAIR Act - Amends the Truth in Lending Act to prescribe a maximum annual percentage rate (APR) of 36% for any extension of credit to a consumer. Prohibits a creditor from: (1) cashing or advancing money for a post-dated check in exchange for a fee or other payment of interest, other than as otherwise authorized for the payment of a preexisting debt; or (2) holding a check, requiring electronic access to an account at a financial institution, or holding title to personal property as collateral for a loan or other extension of credit (except in connection with the purchase or rental of such personal property). Requires a creditor to provide to the consumer in writing at [...] show full description
Also tagged in: Business, Business records, Civil liberties, Copper, Environmental protection, Finance, Fines (Penalties), Government information, Government paperwork, Identification devices, Larceny, Law, Natural resources, Recycling industry, Recycling of waste products, Right of privacy, Scrap metals, Solid wastes
Latest Action: 10/01/2008 - Read twice and referred to the Committee on Commerce, Science, and Transportation. Bill TextA bill to require certain metal recyclers to keep records of their transactions in order to deter individuals and enterprises engaged in theft and interstate fencing of stolen copper, and for other purposes. 10/1/2008--Introduced. Copper Theft Prevention Act of 2008 - Requires secondary copper recyclers (purchasers of copper that has served its original economic purpose) to keep records for at least one year of all purchases of copper property. Prohibits such recyclers from accepting cash in excess of $250 for the purchase of copper property. Imposes a civil penalty of up to $10,000 for violations of this Act.
Also tagged in: Actions and defenses, Administrative fees, Administrative procedure, Administrative remedies, Budgets, Civil procedure, Claims, Confidential communications, Congressional reporting requirements, Damages, Department of Commerce, Discovery (Law), Evidence (Law), Executive departments, Finance, Government information, Government paperwork, Governmental investigations, Intellectual property, Inventions, Inventors, Jurisdiction, Law, Oaths, Patent infringement, Patents, Revolving funds
Latest Action: 09/25/2008 - Read twice and referred to the Committee on the Judiciary. (text of measure as introduced: CR S9506-9516) Bill Text
A bill to amend title 35, United States Code, to provide for patent reform.
Also tagged in: Business, Business records, Civil liberties, Copper, Crime prevention, Criminal justice, Criminal justice information, Environmental protection, Finance, Fines (Penalties), Government information, Government paperwork, Identification devices, Larceny, Law, Natural resources, Recycling industry, Recycling of waste products, Right of privacy, Scrap metals, Solid wastes
Latest Action: 08/01/2008 - Referred to the Subcommittee on Commerce, Trade and Consumer Protection. Bill TextTo require certain metal recyclers to keep records of their transactions in order to deter individuals and enterprises engaged in theft and interstate fencing of stolen copper, and for other purposes. 8/1/2008--Introduced. Copper Theft Prevention Act of 2008 - Requires secondary copper recyclers (purchasers of copper that has served its original economic purpose) to keep records for at least two years of all purchases of copper property. Prohibits such recyclers from accepting cash in excess of $500 for the purchase of copper property. Imposes a civil penalty of up to $10,000 for violations of this Act.
Also tagged in: Administrative procedure, Automated teller machines, Bank accounts, Bank loans, Bank management, Banks and banking, Business, Churches, Civil liberties, Community development banking, Congress, Congressional reporting requirements, Consumer education, Consumers, Cost accounting, Credit unions, Depressed areas, Economic policy, Electronic funds transfers, Executive departments, Fees, Finance, Government information, Government paperwork, Interest, Interest rates, Investments, Law, Leases, Mortgages, Motor vehicles, National Credit Union Administration, Nonprofit organizations, NOW accounts, Religion, Right of privacy, Savings and loan associations, Securities, Small business, Small business investment companies, Social services, Surveys, Transportation
Latest Action: 06/25/2008 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextTo advance credit union efforts to promote economic growth, modify credit union regulatory standards and reduce burdens, to provide regulatory relief and improve productivity for insured depository institutions, and for other purposes. 6/24/2008--Passed House without amendment. (There is 1 other summary) (This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.) Credit Union, Bank, and Thrift Regulatory Relief Act of 2008 - Title I: Credit Unions - (Sec. 101) Amends the Federal Credit Union Act to: (1) permit a credit union to invest in securities for its own account, subject to certain percentage limitations; and (2) increase the investment and lending limit in credit union service organizations from 1% to 3% of a credit union's total paid and unimpaired capital and surplus. (Sec. 103) Excludes credit union loans to nonprofit religious organizations [...] show full description
Also tagged in: Actions and defenses, Administrative procedure, Business, Civil liberties, Class actions (Civil procedure), Congress, Congressional investigations, Congressional reporting requirements, Consumer education, Consumer protection, Consumers, Cost effectiveness, Counterfeiting, Crime prevention, Criminal justice, Criminal justice information, Damages, Department of Justice, Electronic commerce, Electronic data interchange, Employee crimes, Executive departments, Federal employees, Finance, Fines (Penalties), Fraud, Government employees, Government information, Government paperwork, Identification devices, Identity theft, Injunctions, Internet, Labor, Larceny, Law, Legislation, Limitation of actions, Local employees, Misconduct in office, Old age, survivors and disability insurance, Parties to actions, Politics and government, Prison labor, Prisoners, Public records, Punitive damages, Retail trade, Right of privacy, Social security, Social security numbers, Stalking, State and local government, State courts, State employees, Sunset legislation, Supplemental security income program, Technology, Telecommunication, Terrorism, Welfare, Welfare fraud
Latest Action: 02/25/2008 - Referred to the Subcommittee on Crime, Terrorism, and Homeland Security. Bill TextTo amend title 18, United States Code, and the Social Security Act to limit the misuse of Social Security numbers, to establish criminal penalties for such misuse, and for other purposes. 2/6/2008--Introduced. Social Security Number Misuse Prevention Act - Amends the federal criminal code to prohibit the display, sale, or purchase of Social Security numbers without the affirmatively expressed consent of the individual, except in specified circumstances. Directs the Attorney General to study and report to Congress on all the uses of Social Security numbers permitted, required, authorized, or excepted under any federal law, including the impact of such uses on privacy and data security.Establishes a public records exception to the prohibition. Directs the Comptroller General to study and report to Congress on Social Security numbers in public records. Grants the Attorney General rulemaking authority to enforce this Act's prohibition and to implement and clarify the permitted [...] show full description
Also tagged in: Congress, Congressional reporting requirements, Criminal justice, Drug abuse, Drug traffic, Finance, Fines (Penalties), Fraud, Governmental investigations, Identification devices, Identity theft, Recidivists, Social security, Social security numbers, Standards, Terrorism, Violence
Latest Action: 09/24/2007 - Reported (Amended) by the Committee on Ways and Means. H. Rept. 110-339. Bill TextTo amend the Social Security Act to enhance Social Security account number privacy protections, to prevent fraudulent misuse of the Social Security account number, and to otherwise enhance protection against identity theft, and for other purposes. 9/24/2007--Reported to House amended. (There is 1 other summary) Social Security Number Privacy and Identity Theft Prevention Act of 2007 - (Sec. 2) Amends title II (Old Age, Survivors and Disability Insurance) (OASDI) of the Social Security Act (SSA) to: (1) specify restrictions on the sale and display to the general public of Social Security account numbers (SSNs) by governmental entities; (2) prohibit the display of SSNs (or any derivatives) on checks issued for payment by such entities; (3) prohibit governmental entity display of SSNs (or any derivatives) on employee identification cards or tags (IDs); (4) prohibit access to the SSNs of other individuals by prisoners employed by governmental entities; [...] show full description
Latest Action: 07/10/2007 - Referred to the House Committee on Financial Services. Bill TextTo protect innocent parties from certain fees imposed by depository institutions for dishonored checks, and for other purposes. 7/10/2007--Introduced. Innocent Check Depositor Protection Act - Amends the Expedited Funds Availability Act to prohibit a receiving depository institution from imposing check dishonorment fees upon a depositor if the check is drawn on an account at an originating institution which subsequently dishonors it for lack of sufficient funds. States that this Act shall not be construed as affecting any intervening depository institution or the costs of services it provides.
Latest Action: 06/26/2007 - Sponsor introductory remarks on measure. (CR E1415) Bill TextTo amend the Truth in Lending Act and the Federal Deposit Insurance Act to prohibit payday loans based on checks drawn on, or authorized withdrawals from, depository institutions and to prohibit insured depository institutions from making payday loans, and for other purposes. 6/26/2007--Introduced. Payday Loan Reform Act of 2007 - Amends the Truth in Lending Act to prohibit payday loans based on checks drawn on, or authorized withdrawals from, insured depository institutions. Amends the Federal Deposit Insurance Act to prohibit an insured depository institution from: (1) making or extending a payday loan, either directly or indirectly; or (2) making any loan to any other lender for purposes of financing, refinancing, or extending any payday loan. Declares payday loan instruments or transactions void from inception.
Also tagged in: Accounting, Accreditation (Medical care), Administrative procedure, Admission of nonimmigrants, Advice and consent of the Senate, Afghanistan, Africa (Sub-Saharan), Agricultural conservation, Agriculture, Air cargo, Air force, Alabama, American Samoa, Ammunition, Animal diseases, Animals, Architecture and the disabled, Armed forces, Armed forces abroad, Armed forces reserves, Arms control, Army, Asbestos, Aviation safety, Bank employees, Birds, Blind, Block grants, Bonds, Boundaries, Brain, Broadcasting Board of Governors, Budgets, Building construction, Business, California, Capital gains tax, Capitol (Washington, D.C.), Case management, Census, Chemical industries, Child health, Child safety, Children, Civil engineering, Civil liberties, Classified defense information, Coast guard, Coastal zone, Collection of accounts, Collective bargaining, Colombia, Combat vehicles, Commemorations, Community development, Competitive bidding, Computer security measures, Congress, Congress and foreign policy, Congress and military policy, Congressional agencies, Congressional elections, Congressional investigations, Congressional Medal of Honor, Congressional oversight, Congressional pensions, Congressional reporting requirements, Constitution, Constitutional amendments, Corporation for National and Community Service, Corporation taxes, Corporations, Cost accounting, Counterterrorism, Criminal justice, Cultural relations, Customs administration, Data banks, Debt, Debt relief, Defense budgets, Defense contracts, Defense economics, Defense industries, Defense procurement, Democracy, Department of Agriculture, Department of Commerce, Department of Defense, Department of Education, Department of Energy, Department of Health and Human Services, Department of Homeland Security, Department of Housing and Urban Development, Department of Justice, Department of State, Department of the Interior, Department of Transportation, Department of Veterans Affairs, Depreciation and amortization, Development credit institutions, Disabled, Disaster loans, Disaster relief, District of Columbia, Drainage, Dredging, Droughts, Drug abuse, Drug abuse treatment, Drug Enforcement Administration (DEA), Drug law enforcement, Drug traffic, Drugs, Due process of law, Earnings, Eastern Europe, Economic assistance, Economic impact statements, Economic policy, Ecosystem management, Education, Educational exchanges, Elections, Electric power plants, Electric power production, Electronic government information, Elementary and secondary education, Elementary education, Emergency communication systems, Emergency management, Employment, Energy, Energy assistance for the poor, Enterprise zones, Environmental protection, Estonia, Europe, Executive departments, Executive reorganization, Expedited congressional procedure, Explosives, Families, Family enterprises, Famines, Federal aid to child health services, Federal aid to education, Federal aid to law enforcement, Federal aid to research, Federal aid to transportation, Federal aid to water resources development, Federal Bureau of Investigation (FBI), Federal Emergency Management Agency, Federal employees, Federal law enforcement officers, Fees, Finance, Fisheries, Flood control, Floods, Florida, Food relief, Foreign aid, Foreign investments, Foreign policy, Foster home care, Freight, Fringe benefits, Government Accountability Office (GAO), Government contractors, Government employees, Government information, Government paperwork, Government procurement, Government publicity, Governmental investigations, Hazardous substances, Head injuries, Health care fraud, Health counseling, Health information systems, Health insurance, Health policy, Health surveys, Higher education, Highway finance, Highway maintenance, Historic sites, History, House of Representatives, House rules and procedure, Housing, Housing subsidies, Human rights, Humanities, Hurricanes, Identification of criminals, Immigration, Impact aid, Income tax, Indian medical care, Indians, Influenza, Information technology, Infrastructure, Infrastructure (Economics), Inspectors general, Insurgency, Intelligence activities, Intelligence services, Interest, Intermodal transportation, International affairs, International agencies, International broadcasting, International finance, International relief, Iraq, Iraq compilation, Irrigation, Job training, Joint ventures, Jordan, Korean War, 1950-1953, Labor, Labor contracts, Labor statistics, Laboratories, Land transfers, Latin America, Latvia, Law, Legislative resolutions, Liability for environmental damages, Liberia, Lithuania, Local laws, Logistics, Louisiana, Low-income housing, Lumber trade, Marine resources, Marines, Married people, Maryland, Mass rapid transit, Medicaid, Medical care, Medical education, Medical records, Medical research, Medical supplies, Medically uninsured, Medicine, Mental health services, Metropolitan areas, Mexico, Middle East and North Africa, Military aircraft, Military and naval supplies, Military assistance, Military base closures, Military bases, Military civic action, Military construction operations, Military hospitals, Military housing, Military medicine, Military occupation, Military operations, Military pensions, Military personnel, Military posture, Military readiness, Military research, Military sealift, Military training, Military vehicles, Militia movements, Mine safety, Mines (Ordnance), Mines and mineral resources, Minesweeping, Minimum tax, Minimum wages, Minorities, Mississippi, Mississippi River, Motor vehicle safety, National Aeronautics and Space Administration, National Council on Disability, National forests, National Guard, National Institutes of Health (NIH), National parks, National service, Natural resources, Navigation, Navy, Northern Mariana Islands, Nuclear nonproliferation, Nuclear terrorism, Off-budget expenditures, Official secrets, Ordnance, Pakistan, Patrol aircraft, Patrol ships, Peacekeeping forces, Pension funds, Pensions, Performance measurement, Petroleum, Petroleum industry, Pharmacies, Planning-programming-budgeting, Police, Police training, Political parties, Politics and government, Poor children, Post-traumatic stress disorder, Poverty, Preschool education, Prescription pricing, President and foreign policy, Presidential appointments, Presidential elections, Presidents, Prisons, Profit, Prosthesis, Public contracts, Public housing, Public lands, Radio, Radioactivity, Railroad freight operations, Railroad passenger traffic, Railroad safety, Rating of teachers, Recruiting of employees, Refugees, Regional planning, Rehabilitation of the disabled, Religion, Religious liberty, Relocation, Rental housing, Reprogramming of appropriated funds, Rescission of appropriated funds, Research and development, Research centers, Residential rehabilitation, Restoration ecology, Revenue sharing, Rule of law, Rural affairs, Scholarships, School administration, School buses, School districts, School personnel, School security, Science policy, Secondary education, Secondary mortgage market, Security measures, Self-employed, Senate rules and procedure, Shellfish, Small business, Small Business Administration, Social security, Social security taxes, South Asia, Space activities, Space exploration, Standard of living, Standards, State and local government, State laws, State-sponsored terrorism, Stocks, Storms, Student loan funds, Student transportation, Subcontractors, Subpoena, Subsidiary corporations, Subways, Sudan, Supplemental appropriations, Survivors' benefits, Tanks (Combat vehicles), Tax administration, Tax credits, Tax deductions, Tax evasion, Tax incentives, Tax penalties, Tax preparers, Tax refunds, Taxation, Teacher education, Teacher salaries, Teacher supply and demand, Technological innovations, Technology, Telecommunication, Terrorism, Texas, Tipping, Torture, Trade, Transportation, Trauma care, Trucking, Trucks, Tunnels, U.S. Agency for International Development, Unemployment, Urban affairs, Urban areas, Urban transportation, User charges, Vaccines, Veterans, Veterans' employment, Veterans' hospitals, Veterans' medical care, Veterinary medicine, Virginia, Voting machines, War casualties, War relief, Weapons systems, Welfare, West (U.S.), Widowers, Widows, Withholding tax, Women, World health, Youth violence
Latest Action: 05/25/2007 - Message on Senate action sent to the House. Bill TextMaking emergency supplemental appropriations and additional supplemental appropriations for agricultural and other emergency assistance for the fiscal year ending September 30, 2007, and for other purposes. 5/25/2007--Public Law. (There are 3 other summaries) U.S. Troop Readiness, Veterans' Care, Katrina Recovery, and Iraq Accountability Appropriations Act, 2007 - Title I: Supplemental Appropriations for Defense, International Affairs, and Other Security-Related Needs - Chapter 1 - Makes additional FY2007 appropriations to the Department of Agriculture, Foreign Agricultural Service, for commodities supplied in connection with dispositions abroad under Public Law 480 Title II Grants. Chapter 2 - Makes additional FY2007 appropriations to the Department of Justice, to remain available through FY2008, for general legal activities, U.S. Attorneys, the U.S. Marshals Service, the National Security Division, the Federal Bureau of Investigation [...] show full description
|
|
Track Legislation
Latest News
Searching for articles...
|
