Top Legislation - View All
Also tagged in: Administrative procedure, Bank records, Banks and banking, Business, Crime prevention, Criminal justice, Department of the Treasury, Executive departments, Finance, Fines (Penalties), Government information, Government paperwork, Law, Liability (Law), Money laundering
Latest Action: 07/23/2008 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextTo amend section 5318 of title 31, United States Code, to eliminate regulatory burdens imposed on insured depository institutions and money services businesses and enhance the availability of transaction accounts at depository institutions for such business, and for other purposes. 7/22/2008--Passed House amended. (There is 1 other summary) Money Service Business Act of 2008 -Amends federal law governing anti-money laundering programs to provide that an insured depository institution has no obligation to review the compliance with federal anti-money laundering requirements of a money transmitting business for whom it maintains an account if such institution has on file specified mandatory self-certifications submitted by the money transmitting business.Sets forth civil and criminal penalties for violations of this Act without regard to whether such violations were willful.Shields such institution from liability for the non-compliance of [...] show full description
Also tagged in: Apprenticeship, Bank management, Black colleges, Business, Business education, Community and school, Corporate management, Education, Elementary and secondary education, Finance, Financial services, Graduate education, Higher education, Job training, Labor, Mentoring, Minorities in government, Minority business enterprises, Minority education, Minority employment, Pension funds, Pensions, Recruiting of employees, Secondary education, Summer employment, Women, Women in business, Women in government, Women's education, Women's employment
Latest Action: 09/25/2007 - Received in the Senate and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextRecognizing the low presence of minorities in the financial services industry and minorities and women in upper level positions of management, and expressing the sense of the Congress that active measures should be taken to increase the demographic diversity of the financial services industry. 9/24/2007--Passed House amended. (There are 2 other summaries) (This measure has not been amended since it was introduced. The expanded summary of the House reported version is repeated here.) Financial Services Diversity Initiative - Recognizes that minorities and women still face unique challenges entering into and obtaining upper level positions within the financial services industry. Encourages financial institutions to partner with organizations focused on developing opportunities for minorities and women to place talented young minorities and women in industry internships, summer employment, and full-time positions.Encourages [...] show full description
Also tagged in: Automated teller machines, Bank accounts, Bank deposits, Bank reserves, Banks and banking, Business, Checks, Congressional reporting requirements, Credit cards, Credit unions, Deposit insurance, Dividends, Electronic commerce, Electronic funds transfers, Fees, Finance, Financial services, Government information, Government paperwork, Housing, Interest, Internet, Law, Real estate business, Savings and loan associations, Surveys, Technology, Telecommunication, User charges
Latest Action: 01/04/2007 - Referred to the House Committee on Financial Services. Bill TextTo repeal the prohibition on the payment of interest on demand deposits, and for other purposes. 1/4/2007--Introduced. Business Checking Fairness Act of 2007 - Amends federal law to authorize interest-bearing or dividend-bearing transaction accounts for all businesses, permitting up to 24 transfers per month to another account of the owner in the same institution. Amends the Federal Reserve Act, the Home Owners' Loan Act, and the Federal Deposit Insurance Act to repeal the prohibition against the payment of interest on demand deposits. Authorizes the payment of interest on reserves by a federal reserve bank at least quarterly on balances maintained there on behalf of a depository institution. Amends the Federal Reserve Act to require the Board to survey biennially and report biennially to Congress on bank fees and certain services. Amends the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, and the Riegle-Neal Interstate Banking [...] show full description
Also tagged in: Administrative procedure, Bank deposits, Bank records, Banks and banking, Business, Coins and coinage, Congressional reporting requirements, Crime prevention, Criminal justice, Department of the Treasury, Executive departments, Finance, Government information, Government paperwork, Law, Money, Money laundering
Latest Action: 01/24/2007 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextTo amend section 5313 of title 31, United States Code, to reform certain requirements for reporting cash transactions, and for other purposes. 1/23/2007--Passed House without amendment. (There is 1 other summary) (This measure has not been amended since it was introduced. The summary of that version is repeated here.) Seasoned Customer CTR Exemption Act of 2007 - Amends federal money and finance law to: (1) repeal the authority of the Secretary of the Treasury to exempt a depository institution from currency transaction reporting (CTR) requirements with respect to transactions between the depository institution and a qualified business customer; and (2) instruct the Secretary to prescribe regulations that exempt a depository institution from filing a CTR if the transaction is with a qualified customer. Defines qualified customer as any person that: (1) is incorporated or organized under federal or state law, including a sole proprietorship,[...] show full description
Also tagged in: Admission of nonimmigrants, Aliens, Armed forces, Business, Caribbean area, Children, Congress, Congressional oversight, Congressional reporting requirements, Contracts, Corporation directors, Corporations, Cuba, Defense policy, Dictators, Energy, Energy development, Energy transportation, Environmental protection, Executives, Export controls, Export finance, Families, Finance, Florida, Foreign investments, Foreign policy, Gas in submerged lands, Gas industry, Government procurement, Government securities, Immigration, International affairs, International finance, Investments, Investors, Latin America, Loans, Marine ecology, Marine resources, Married people, National security, Natural gas, Natural resources, Oil and gas leases, Oil and gas royalties, Oil well drilling, Petroleum, Petroleum engineering, Petroleum in submerged lands, Petroleum industry, Pipelines, Prospecting, Public contracts, Sanctions (International law), Stockholders, Submarine oil well drilling, Subsidiary corporations, Technology, Technology transfer, Trade, Transportation, Visas
Latest Action: 03/14/2007 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextA bill to exclude from admission to the United States aliens who have made investments contributing to the enhancement of the ability of Cuba to develop its petroleum resources, and for other purposes. 3/14/2007--Introduced. States that it shall be U.S. policy to: (1) undertake measures to deny the Cuban regime the financial resources to engage in activities that threaten U.S. national security and other interests, threaten the environment and natural resources of northern Cuba and Florida, and prolong the dictatorship that oppresses the Cuban people; and (2) deter foreign investments that would enhance the Cuban regime's ability to develop its petroleum resources. Amends the Cuban Liberty and Democratic Solidarity (LIBERTAD) Act of 1996 to exclude from U.S. entry an alien who: (1) is an officer or principal of an entity, or a shareholder who owns a controlling interest in an entity that makes an investment (as defined by this Act) of $1 million or more (or any combination [...] show full description
Also tagged in: Business, Commercial blacklisting, Energy, Export finance, Finance, Foreign corporations, Foreign policy, Insurance companies, International affairs, Iran, Liquefied natural gas, Middle East and North Africa, Petroleum, Sanctions (International law), Subsidiary corporations, Trade
Latest Action: 08/03/2007 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextTo amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed. 7/31/2007--Passed House amended. (There are 2 other summaries) Amends the Iran Sanctions Act of 1996 to redefine: (1) "person" to include financial institutions, insurers, underwriters, guarantors, other business organizations including foreign subsidiaries, and export credit agencies; and (2) "petroleum resources" to include petroleum refining capacity and liquified natural gas. States that such amendments shall not be construed to require the imposition of sanctions against any natural person or entity that is not specifically described in the definition of "person" (as redefined by this Act). Subjects a parent company to sanctions for activities of an entity for an act outside the United States which if committed in the United States or by a U.S. person would violate Executive Order No. 12959,[...] show full description
Also tagged in: Administrative procedure, Affiliated corporations, Automobile insurance, Bank accounts, Bank examination, Bank holding companies, Bank loans, Bank mergers, Bank records, Banks and banking, Brokers, Business, Business insurance, Business records, Casualty insurance, Civil rights, Community development banking, Consent decrees, Consumer credit, Consumers, Data banks, Department of Housing and Urban Development, Department of the Treasury, Depressed areas, Discrimination in consumer credit, Economic policy, Executive departments, Fair housing, Federal Deposit Insurance Corporation, Federal reserve system, Finance, Financial services, Fines (Penalties), Government corporations, Government information, Government paperwork, Government publicity, Housing, Information disclosure (Securities law), Injunctions, Insurance, Insurance agents, Insurance companies, Insurance premiums, Investment advisers, Investments, Law, Liability (Law), Minorities, Mortgage banks, Mortgage guaranty insurance, Mortgages, Mutual funds, Nonbank banks, Property insurance, Public meetings, Racial discrimination, Rural affairs, Securities industry, Securities regulation, Small business, Technology, Usury
Latest Action: 03/01/2007 - Referred to the House Committee on Financial Services. Bill TextTo enhance the availability of capital and credit for all citizens and communities, to ensure that community reinvestment keeps pace as banks, securities firms, and other financial service providers become affiliates as a result of the enactment of the Gramm-Leach-Bliley Act, and for other purposes. 3/1/2007--Introduced. Community Reinvestment Modernization Act of 2007 - Repeals specified revisions to regulations governing the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Director of the Office of Thrift Supervision. Reinstates banking agency regulations in effect before the publication of such revisions. Amends the Bank Holding Company Act of 1956 (BHCA) to subject to the Community Reinvestment Act of 1977 (CRA) nonbank affiliates of bank holding companies that engage in lending or offering banking products or services. Amends the CRA to require a rating reduction [...] show full description
Also tagged in: Bank accounts, Budgets, Driver licenses, Federal aid programs, Finance, Identification devices, Immigration, Income tax, Law, Passports, Photography, Public assistance programs, Social security, Social security numbers, Tax administration, Taxation, Transportation, Welfare
Latest Action: 03/27/2007 - Referred to the Subcommittee on Government Management, Organization, and Procurement. Bill TextTo provide that only certain forms of identification of individuals may be accepted by the Federal Government and by financial institutions. 3/5/2007--Introduced. Photo Identification Security Act - Restricts the forms of individual identification that may be accepted by the federal government or by financial institutions to the following: (1) a Social Security card accompanied by a photo identification card issued by the federal or a state government; (2) a driver's license or identification card issued by a state that is in compliance with the REAL ID Act of 2005; (3) a passport issued by the United States or a foreign government; and (4) a photo identification card issued by the Secretary of Homeland Security (acting through the Director of the United States Citizenship and Immigration Services).
Also tagged in: Administrative procedure, Advice and consent of the Senate, Alabama, Armed forces, Armed forces reserves, Banks and banking, Business, Collection of accounts, Congress, Congressional reporting requirements, Data banks, Defense policy, Disaster loans, Disaster relief, Emergency management, Employee training, Executive departments, Executive reorganization, Federal employees, Federal office buildings, Federal officials, Federal-local relations, Federal-state relations, Fees, Finance, Floods, Government employees, Government information, Government lending, Government paperwork, Government statistics, Hurricanes, Information technology, Job creation, Job training, Labor, Law, Loan defaults, Louisiana, Mississippi, Nonprofit organizations, Planning, Presidential appointments, Presidents, Small business, Small Business Administration, Social services, State and local government, Storms, Surety and fidelity, Technology, Telecommunication, Texas
Latest Action: 08/03/2007 - Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 334. Bill TextTo improve the disaster relief programs of the Small Business Administration, and for other purposes. 4/18/2007--Passed House amended. (There are 2 other summaries) Relief for Entrepreneurs: Coordination of Objectives and Values for Effective Recovery Act of 2007 or RECOVER Act - Title I: Planning - (Sec. 101) Amends the Small Business Act to direct the Administrator of the Small Business Administration (SBA) to develop, implement, and maintain a comprehensive written disaster plan, which shall include, among other things, a description of disasters most likely to occur in each SBA region as well as an assessment of the needs to respond to each disaster. Requires the plan to be: (1) completed within 180 days after enactment of this Act; and (2) updated annually and following any incident of national significance (significant incident). Directs the Administrator to report to the congressional small business committees with respect to each update.[...] show full description
Also tagged in: Administrative procedure, Bank deposits, Bank records, Banks and banking, Business, Coins and coinage, Congressional reporting requirements, Consumer education, Consumers, Crime prevention, Criminal justice, Department of the Treasury, Economic policy, Executive departments, Finance, Government information, Government paperwork, Indexing (Economic policy), Law, Money, Money laundering
Latest Action: 03/09/2007 - Referred to the House Committee on Financial Services. Bill TextTo amend sections 5313 and 5318 of title 31, United States Code, to reform certain requirements for reporting cash transactions, and for other purposes. 3/9/2007--Introduced. CTR Modernization Act - Amends federal law governing mandatory reports on currency transactions to exempt depository institutions from the requirement that all domestic financial institutions file a report on every domestic coin and currency transaction. Requires such a depository institution to file a currency transaction report, however, if the transaction involves at least $30,000. Prohibits the Secretary of the Treasury after a certain date from requiring a depository institution to file a currency transaction report regarding a transaction of less than $30,000. Directs the Secretary to: (1) review at least every five years the threshold for reporting currency transactions; and (2) adjust the threshold amount for inflation. Directs the Secretary to prescribe regulations [...] show full description
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Latest Legislation - View All
Also tagged in: Administrative procedure, Bank records, Banks and banking, Business, Crime prevention, Criminal justice, Department of the Treasury, Executive departments, Finance, Fines (Penalties), Government information, Government paperwork, Law, Liability (Law), Money laundering
Latest Action: 07/23/2008 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextTo amend section 5318 of title 31, United States Code, to eliminate regulatory burdens imposed on insured depository institutions and money services businesses and enhance the availability of transaction accounts at depository institutions for such business, and for other purposes. 7/22/2008--Passed House amended. (There is 1 other summary) Money Service Business Act of 2008 -Amends federal law governing anti-money laundering programs to provide that an insured depository institution has no obligation to review the compliance with federal anti-money laundering requirements of a money transmitting business for whom it maintains an account if such institution has on file specified mandatory self-certifications submitted by the money transmitting business.Sets forth civil and criminal penalties for violations of this Act without regard to whether such violations were willful.Shields such institution from liability for the non-compliance of [...] show full description
Also tagged in: American investments, Bank examination, China, Communications, Conferences, East Asia, Finance, Financial services, Foreign banks and banking, Foreign investments, Foreign policy, Free trade, International banking, International finance, Life insurance, Nontariff trade barriers, Reciprocity, Securities, Trade, Trade agreements, Trade negotiations
Latest Action: 09/05/2007 - Considered as unfinished business. (consideration: CR H10111) Bill TextCalling on the Government of the People's Republic of China to remove barriers to United States financial services firms doing business in China. 9/5/2007--Passed House without amendment. (There is 1 other summary) (This measure has not been amended since it was introduced. The summary of that version is repeated here.) Declares the sense of the House of Representatives that: (1) the government of the People's Republic of China should immediately implement all of its World Trade Organization (WTO) commitments to date in financial services; and (2) it should immediately implement all of its commitments to date made under the auspices of the Strategic Economic Dialogue (SED) initiated by the Secretary of the Treasury. States that U.S. goals for the next SED meeting should be to achieve Chinese commitments toward: (1) removal of all foreign investment ownership caps on banking, life insurance, asset management, and securities; and [...] show full description
Also tagged in: Apprenticeship, Bank management, Black colleges, Business, Business education, Community and school, Corporate management, Education, Elementary and secondary education, Finance, Financial services, Graduate education, Higher education, Job training, Labor, Mentoring, Minorities in government, Minority business enterprises, Minority education, Minority employment, Pension funds, Pensions, Recruiting of employees, Secondary education, Summer employment, Women, Women in business, Women in government, Women's education, Women's employment
Latest Action: 09/25/2007 - Received in the Senate and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextRecognizing the low presence of minorities in the financial services industry and minorities and women in upper level positions of management, and expressing the sense of the Congress that active measures should be taken to increase the demographic diversity of the financial services industry. 9/24/2007--Passed House amended. (There are 2 other summaries) (This measure has not been amended since it was introduced. The expanded summary of the House reported version is repeated here.) Financial Services Diversity Initiative - Recognizes that minorities and women still face unique challenges entering into and obtaining upper level positions within the financial services industry. Encourages financial institutions to partner with organizations focused on developing opportunities for minorities and women to place talented young minorities and women in industry internships, summer employment, and full-time positions.Encourages [...] show full description
Latest Action: 04/19/2007 - Referred to the House Committee on Financial Services. Bill TextTo amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. 4/19/2007--Introduced. Financial Privacy Notice Relief Act of 2007 - Amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements; (2) does not share information with affiliates under the Fair Credit Reporting Act; and (3) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers.
Also tagged in: Admission of nonimmigrants, Aliens, Armed forces, Business, Caribbean area, Children, Communism, Congress, Congress and foreign policy, Congressional oversight, Congressional reporting requirements, Contracts, Coral reefs, Corporation directors, Corporations, Cuba, Defense policy, Dictators, Energy, Energy development, Energy transportation, Environmental assessment, Environmental protection, Executives, Export controls, Export finance, Families, Finance, Florida, Foreign investments, Foreign policy, Gas in submerged lands, Gas industry, Government procurement, Government securities, Immigration, International affairs, International finance, Latin America, Loans, Marine ecology, Marine resources, Married people, National security, Natural gas, Natural resources, Oil and gas leases, Oil and gas royalties, Petroleum, Petroleum engineering, Petroleum in submerged lands, Petroleum industry, Pipelines, Prospecting, Public contracts, Sanctions (International law), Stockholders, Submarine oil well drilling, Subsidiary corporations, Technology, Technology transfer, Trade, Transportation, Visas
Latest Action: 04/20/2007 - Referred to the Subcommittee on Immigration, Citizenship, Refugees, Border Security, and International Law. Bill TextTo protect the environmental integrity of coral reefs and other coastal marine resources from exploration, development, and production activities for petroleum resources located in a maritime exclusive economic zone of the United States that is contiguous to a foreign exclusive economic zone. 3/26/2007--Introduced. Caribbean Coral Reef Protection Act -States that it shall be U.S. policy to: (1) undertake measures to deny the government of Cuba, the Cuban Communist Party, or any of their instrumentalities the financial resources to engage in activities that threaten U.S. national security and other interests, threaten Cuba's environment and natural resources and Florida's marine environment, and prolong the dictatorship that oppresses the Cuban people; and (2) deter foreign investments that would enhance the Cuban regime's ability to develop its petroleum resources. Amends the Cuban Liberty and Democratic Solidarity (LIBERTAD) Act of 1996 to exclude from U.S. entry [...] show full description
Also tagged in: Admission of nonimmigrants, Aliens, Armed forces, Business, Caribbean area, Children, Congress, Congressional oversight, Congressional reporting requirements, Contracts, Corporation directors, Corporations, Cuba, Defense policy, Dictators, Energy, Energy development, Energy transportation, Environmental protection, Executives, Export controls, Export finance, Families, Finance, Florida, Foreign investments, Foreign policy, Gas in submerged lands, Gas industry, Government procurement, Government securities, Immigration, International affairs, International finance, Investments, Investors, Latin America, Loans, Marine ecology, Marine resources, Married people, National security, Natural gas, Natural resources, Oil and gas leases, Oil and gas royalties, Oil well drilling, Petroleum, Petroleum engineering, Petroleum in submerged lands, Petroleum industry, Pipelines, Prospecting, Public contracts, Sanctions (International law), Stockholders, Submarine oil well drilling, Subsidiary corporations, Technology, Technology transfer, Trade, Transportation, Visas
Latest Action: 03/14/2007 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextA bill to exclude from admission to the United States aliens who have made investments contributing to the enhancement of the ability of Cuba to develop its petroleum resources, and for other purposes. 3/14/2007--Introduced. States that it shall be U.S. policy to: (1) undertake measures to deny the Cuban regime the financial resources to engage in activities that threaten U.S. national security and other interests, threaten the environment and natural resources of northern Cuba and Florida, and prolong the dictatorship that oppresses the Cuban people; and (2) deter foreign investments that would enhance the Cuban regime's ability to develop its petroleum resources. Amends the Cuban Liberty and Democratic Solidarity (LIBERTAD) Act of 1996 to exclude from U.S. entry an alien who: (1) is an officer or principal of an entity, or a shareholder who owns a controlling interest in an entity that makes an investment (as defined by this Act) of $1 million or more (or any combination [...] show full description
Also tagged in: Administrative procedure, Bank deposits, Bank records, Banks and banking, Business, Coins and coinage, Congressional reporting requirements, Consumer education, Consumers, Crime prevention, Criminal justice, Department of the Treasury, Economic policy, Executive departments, Finance, Government information, Government paperwork, Indexing (Economic policy), Law, Money, Money laundering
Latest Action: 03/09/2007 - Referred to the House Committee on Financial Services. Bill TextTo amend sections 5313 and 5318 of title 31, United States Code, to reform certain requirements for reporting cash transactions, and for other purposes. 3/9/2007--Introduced. CTR Modernization Act - Amends federal law governing mandatory reports on currency transactions to exempt depository institutions from the requirement that all domestic financial institutions file a report on every domestic coin and currency transaction. Requires such a depository institution to file a currency transaction report, however, if the transaction involves at least $30,000. Prohibits the Secretary of the Treasury after a certain date from requiring a depository institution to file a currency transaction report regarding a transaction of less than $30,000. Directs the Secretary to: (1) review at least every five years the threshold for reporting currency transactions; and (2) adjust the threshold amount for inflation. Directs the Secretary to prescribe regulations [...] show full description
Also tagged in: Administrative procedure, Advice and consent of the Senate, Alabama, Armed forces, Armed forces reserves, Banks and banking, Business, Collection of accounts, Congress, Congressional reporting requirements, Data banks, Defense policy, Disaster loans, Disaster relief, Emergency management, Employee training, Executive departments, Executive reorganization, Federal employees, Federal office buildings, Federal officials, Federal-local relations, Federal-state relations, Fees, Finance, Floods, Government employees, Government information, Government lending, Government paperwork, Government statistics, Hurricanes, Information technology, Job creation, Job training, Labor, Law, Loan defaults, Louisiana, Mississippi, Nonprofit organizations, Planning, Presidential appointments, Presidents, Small business, Small Business Administration, Social services, State and local government, Storms, Surety and fidelity, Technology, Telecommunication, Texas
Latest Action: 08/03/2007 - Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 334. Bill TextTo improve the disaster relief programs of the Small Business Administration, and for other purposes. 4/18/2007--Passed House amended. (There are 2 other summaries) Relief for Entrepreneurs: Coordination of Objectives and Values for Effective Recovery Act of 2007 or RECOVER Act - Title I: Planning - (Sec. 101) Amends the Small Business Act to direct the Administrator of the Small Business Administration (SBA) to develop, implement, and maintain a comprehensive written disaster plan, which shall include, among other things, a description of disasters most likely to occur in each SBA region as well as an assessment of the needs to respond to each disaster. Requires the plan to be: (1) completed within 180 days after enactment of this Act; and (2) updated annually and following any incident of national significance (significant incident). Directs the Administrator to report to the congressional small business committees with respect to each update.[...] show full description
Also tagged in: Bank accounts, Budgets, Driver licenses, Federal aid programs, Finance, Identification devices, Immigration, Income tax, Law, Passports, Photography, Public assistance programs, Social security, Social security numbers, Tax administration, Taxation, Transportation, Welfare
Latest Action: 03/27/2007 - Referred to the Subcommittee on Government Management, Organization, and Procurement. Bill TextTo provide that only certain forms of identification of individuals may be accepted by the Federal Government and by financial institutions. 3/5/2007--Introduced. Photo Identification Security Act - Restricts the forms of individual identification that may be accepted by the federal government or by financial institutions to the following: (1) a Social Security card accompanied by a photo identification card issued by the federal or a state government; (2) a driver's license or identification card issued by a state that is in compliance with the REAL ID Act of 2005; (3) a passport issued by the United States or a foreign government; and (4) a photo identification card issued by the Secretary of Homeland Security (acting through the Director of the United States Citizenship and Immigration Services).
Also tagged in: Administrative procedure, Affiliated corporations, Automobile insurance, Bank accounts, Bank examination, Bank holding companies, Bank loans, Bank mergers, Bank records, Banks and banking, Brokers, Business, Business insurance, Business records, Casualty insurance, Civil rights, Community development banking, Consent decrees, Consumer credit, Consumers, Data banks, Department of Housing and Urban Development, Department of the Treasury, Depressed areas, Discrimination in consumer credit, Economic policy, Executive departments, Fair housing, Federal Deposit Insurance Corporation, Federal reserve system, Finance, Financial services, Fines (Penalties), Government corporations, Government information, Government paperwork, Government publicity, Housing, Information disclosure (Securities law), Injunctions, Insurance, Insurance agents, Insurance companies, Insurance premiums, Investment advisers, Investments, Law, Liability (Law), Minorities, Mortgage banks, Mortgage guaranty insurance, Mortgages, Mutual funds, Nonbank banks, Property insurance, Public meetings, Racial discrimination, Rural affairs, Securities industry, Securities regulation, Small business, Technology, Usury
Latest Action: 03/01/2007 - Referred to the House Committee on Financial Services. Bill TextTo enhance the availability of capital and credit for all citizens and communities, to ensure that community reinvestment keeps pace as banks, securities firms, and other financial service providers become affiliates as a result of the enactment of the Gramm-Leach-Bliley Act, and for other purposes. 3/1/2007--Introduced. Community Reinvestment Modernization Act of 2007 - Repeals specified revisions to regulations governing the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Director of the Office of Thrift Supervision. Reinstates banking agency regulations in effect before the publication of such revisions. Amends the Bank Holding Company Act of 1956 (BHCA) to subject to the Community Reinvestment Act of 1977 (CRA) nonbank affiliates of bank holding companies that engage in lending or offering banking products or services. Amends the CRA to require a rating reduction [...] show full description
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