Latest Action: 05/06/2008 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Bill Text
A bill to amend the Fair Credit Reporting Act to make technical corrections to the definition of willful noncompliance with respect to violations involving the printing of an expiration date on certain credit and debit card receipts before the date of the enactment of this Act.
S.2952 Sponsored by Robert Menendez
Latest Action: 05/01/2008 - Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.

Bill Text
A bill to improve food safety through mandatory meat, meat product, poultry, and poultry product recall authority, to require the Secretary of Agriculture to improve communication about recalls with schools participating in the school lunch and breakfast programs, and for other purposes. 5/1/2008--Introduced. Safe School Lunch Act of 2008 - Amends the Federal Meat Inspection Act and the Poultry Products Inspection Act to direct the Secretary of Agriculture to order an immediate halt to the distribution of meat, meat food products, poultry, or poultry products upon finding that they may cause a serious, adverse health consequence or be adulterated. Gives persons subject to such an order the opportunity for an informal hearing, within 10 days after the order's issuance, on the actions required by the order and on whether it should be amended to require a recall of the targeted items. Requires the Secretary to order the recall of such items upon affirming that the order [...]

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S.2636 Sponsored by Harry Reid
Latest Action: 02/14/2008 - Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 577.

Bill Text
A bill to provide needed housing reform. 2/13/2008--Introduced. Foreclosure Prevention Act of 2008 - Amends the Internal Revenue Code to: (1) authorize use of the proceeds of a qualified mortgage bond issue to refinance a mortgage on a residence originally financed through a qualified subprime loan; (2) raise the ceiling and volume cap imposed upon certain state housing bonds; and (3) exclude from the meaning of tax preference item private activity bonds, for purposes of the alternative minimum tax, qualified mortgage bonds or veterans' mortgage bonds issued after enactment of this Act and before January 1, 2011. Makes FY2008 appropriations for: (1) emergency needs of states and local governmental units to redevelop certain abandoned and foreclosed homes; and (2) the Neighborhood Reinvestment Corporation for foreclosure mitigation activities, including grants for housing counseling. Helping Families Save Their Homes in Bankruptcy Act of 2008 - Authorizes a bankruptcy [...]

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S.2337 Sponsored by Chuck Grassley
Latest Action: 11/13/2007 - Sponsor introductory remarks on measure. (CR S14289-14290)

Bill Text
A bill to amend the Internal Revenue Code of 1986 to allow long-term care insurance to be offered under cafeteria plans and flexible spending arrangements and to provide additional consumer protections for long-term care insurance.

11/13/2007--Introduced.

Long-Term Care Affordability and Security Act of 2007 - Amends the Internal Revenue Code to: (1) include long-term care insurance as a benefit under tax-exempt employee benefit cafeteria plans and flexible spending arrangements; and (2) make certain consumer protections applicable to long-term care insurance.

H.R.4137 Sponsored by George Miller
Latest Action: 02/25/2008 - Received in the Senate and Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Bill Text
To amend and extend the Higher Education Act of 1965, and for other purposes. 2/7/2008--Passed House amended.    (There are 2 other summaries) College Opportunity and Affordability Act of 2008 - Amends the Higher Education Act of 1965 (HEA) to revise and reauthorize HEA programs. Title I: Title I Amendments - (Sec. 101) Revises the general definition of an institution of higher education (IHE) to include schools that: (1) admit students whose secondary education was conducted in a home school setting; (2) award degrees (not necessarily bachelor's degrees) that are acceptable for admission to a graduate or professional degree program; and (3) enroll students who will be dually or concurrently enrolled in a secondary school. Revises the definition of an IHE for purposes of title IV student assistance programs. Requires graduate medical schools located outside the country, that qualified as IHEs owing to their having a state-approved [...]

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H.R.4040 Sponsored by Bobby L. Rush
Latest Action: 05/14/2008 - Mr. Dingell moved that the House disagree to the Senate amendment, and agree to a conference. (consideration: CR H3854-3856)

Bill Text
To establish consumer product safety standards and other safety requirements for children's products and to reauthorize and modernize the Consumer Product Safety Commission. 3/6/2008--Passed Senate amended.    (There are 2 other summaries) CPSC Reform Act - (Sec. 3) Amends the Consumer Product Safety Act to authorize appropriations: (1) to carry out the Act and any other provision of law the Consumer Product Safety Commission (CPSC) is authorized or directed to carry out; (2) for the office of Inspector General; (3) to make capital improvements to the research, development, and testing facility of the CPSC; and (4) for research into safety issues related to the use of nanotechnology in consumer products. (Sec. 4) Requires the CPSC, subject to the availability of appropriations, to increase by at least 500 the number of its full-time employees and by at least 50 the number of its port-of-entry and overseas production facility inspectors. Requires [...]

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H.R.4008 Sponsored by Tim Mahoney
Latest Action: 05/14/2008 - Received in the Senate.

Bill Text
To amend the Fair Credit Reporting Act to make technical corrections to the definition of willful noncompliance with respect to violations involving the printing of an expiration date on certain credit and debit card receipts before the date of the enactment of this Act.

10/30/2007--Introduced.

Credit and Debit Card Receipt Clarification Act of 2007 - Amends the Fair Credit Reporting Act (FCRA) to declare that any person who printed an expiration date on any receipt provided to a consumer cardholder at a point of sale (POS) or transaction between December 4, 2004, and the enactment of this Act, but otherwise complied with FCRA requirements for such receipt, shall not be in willful noncompliance by reason of printing such expiration date on it.

H.R.3903 Sponsored by Jim Matheson
Latest Action: 10/22/2007 - Referred to the Subcommittee on Commerce, Trade and Consumer Protection.

Bill Text
To amend the Consumer Product Safety Act to require the development of a multi-stage product testing process to ensure compliance of children's products with consumer product safety standards, and for other purposes. 10/18/2007--Introduced. Kids' Toys Safety Act - Amends the Consumer Product Safety Act to require the Consumer Product Safety Commission (CPSC) to prescribe a comprehensive testing program for articles intended for children under five. Requires the CPSC, after receiving notice of a voluntary recall by a manufacturer or retailer, to post notice on the CPSC's website and notify the health department of each state. Requires the manufacturer of a product for children under five to label the product or its packaging to enable the purchaser to determine production information. Requires the CPSC to establish a database as a clearinghouse for information regarding factories, warehouses, or other facilities where consumer products which have been [...]

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Latest Action: 10/03/2007 - Referred to the Subcommittee on Commerce, Trade and Consumer Protection.

Bill Text
To declare certain children's products containing lead to be banned hazardous substances. 10/3/2007--Introduced. Bans as a hazardous substance within the meaning of the Federal Hazardous Substances Act any children's product containing more than the specified amounts of lead. Defines the term "children's product" to mean any consumer product marketed for use by children under age six, or whose substantial use by children under age six is foreseeable. Sets forth standards for the amount of lead that may be in such products over time. Authorizes the Consumer Product Safety Commission (CPSC) to revise the standards to any lower amount of lead that CPSC determines is feasible to achieve. Requires CPSC to review and revise the standards to require the lowest amount of lead that is feasible to achieve five years after this Act's enactment.Requires children's products that are electronic devices to be equipped with a child-resistant cover or casing that limits [...]

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H.R.3683 Sponsored by Robin Hayes
Latest Action: 11/08/2007 - Referred to the Subcommittee on Commerce, Trade and Consumer Protection.

Bill Text
To direct the Consumer Product Safety Commission to investigate the potential safety dangers in children's clothing and to promulgate any necessary consumer product safety rules regarding such clothing.

9/27/2007--Introduced.

Requires the Consumer Product Safety Commission (CPSC) to identify potential safety hazards which exist in children's clothing, focusing on imported children's clothing, and to promulgate a consumer product safety rule establishing any necessary safety standards. Defines "children's clothing" as any article of clothing, including shoes, intended to be worn or used by children under the age of 8, or for which the wearing by a child under the age of 8 is foreseeable.

Latest Action: 09/27/2007 - Referred to the House Committee on Energy and Commerce.

Bill Text
To reauthorize and improve the Consumer Product Safety Act. 9/27/2007--Introduced. Safety Assurance For Every Consumer Product Act or the SAFE Consumer Product Act - Amends the Consumer Product Safety Act to require (in current law, authorize) the Consumer Product Safety Commission (CPSC) to prescribe consumer product testing programs. Requires nongovernmental, independent third party testing of children's products. Increases the actions the CPSC may take in ordering recalls of products presenting substantial hazards. Makes recalled product retail sale unlawful. Requires manufacturers to mark products or packaging to enable purchasers to determine the product's source, date, and production cohort. Removes the cap on Consumer Product Safety Act civil penalties. Removes a requirement that criminal penalties may only be imposed after noncompliance notice. Reduces the period after CPSC notification to manufacturers and private labelers before public [...]

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H.R.3676 Sponsored by Heath Shuler
Latest Action: 09/27/2007 - Referred to the Subcommittee on Aviation.

Bill Text
To amend title 49, United States Code, to provide for a child safe viewing area within which covered air carriers shall not display violent in-flight programming.

9/26/2007--Introduced.

Family Friendly Flights Act of 2007 - Requires an air carrier that provides publicly viewable entertainment screens on which violent in-flight programming is displayed to provide a child safe viewing area for child passengers who are under the age of 13 and for at least one adult travel companion per child. Requires: (1) all unaccompanied children under the age of 13 to be seated in the child safe viewing area; and (2) an air carrier, ticket agent, or their employees to offer an adult traveling with a child under the age of 13 the opportunity to request seating in the child safe viewing area.

Latest Action: 09/26/2007 - Referred to the Subcommittee on Health.

Bill Text
To amend the Federal Food, Drug, and Cosmetic Act with respect to the safety of food and drugs imported into the United States, and for other purposes. 9/20/2007--Introduced. Food and Drug Import Safety Act of 2007 - Amends the Federal Food, Drug, and Cosmetic Act to require the Secretary of Health and Human Services to provide for research on the development of tests and sampling methodologies for use on imported food.Requires the Secretary to assess and collect fees on imported food and drugs.Directs the Secretary to restrict the importation of all food to metropolitan ports of entry with a Food and Drug Administration (FDA) laboratory for testing such food. Deems a food, drug, or device to be misbranded it its labeling fails to identify its country of origin. Requires the Secretary to establish a program under which: (1) persons importing food voluntarily agree to abide by specified food and security guidelines; and (2) the Secretary agrees to [...]

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H.R.3588 Sponsored by Peter T. King
Latest Action: 09/19/2007 - Referred to the House Committee on Energy and Commerce.

Bill Text
To amend the Consumer Product Safety Act to provide the Consumer Product Safety Commission with greater authority to require recalls, mandatory routine product testing, and for other purposes.

9/19/2007--Introduced.

Family Product Safety Protection Act - Amends the Consumer Product Safety Act to authorize the Consumer Product Safety Commission (CPSC) to order the recall of any consumer product the CPSC determines to be imminently hazardous and, notwithstanding specified disclosure limitations, to disclose information relating to the recall and the product to the public.

Requires (under current law, allows) the CPSC to prescribe product testing rules.

Reauthorizes the Act for FY2008 and subsequent fiscal years.

H.R.3542 Sponsored by Darlene Hooley
Latest Action: 09/17/2007 - Referred to the Subcommittee on Commerce, Trade and Consumer Protection.

Bill Text
To declare water hoses containing lead to be banned hazardous substances.

9/17/2007--Introduced.

Declares any water hose that contains more than 15 parts per billion lead to be a banned hazardous product within the meaning of the Consumer Product Safety Act. Authorizes the Consumer Product Safety Commission (CPSC) to revise such standard to a lower level it determines can be achieved, based on the best available scientific and technical information.

H.R.3526 Sponsored by Barney Frank
Latest Action: 12/06/2007 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Bill Text
To include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institutions, and for other purposes. 12/5/2007--Passed House amended.    (There is 1 other summary) Amends the Federal Trade Commission Act to transfer to each federal banking agency, with respect to depository institutions it supervises, the authority to prescribe regulations governing unfair or deceptive practices by banks and savings and loan institutions currently vested in the Board of Governors of the Federal Reserve System (with respect to banks) and the Federal Home Loan Bank Board (with respect to savings and loan institutions). Requires the federal banking agencies to prescribe such regulations: (1) jointly to the extent practicable; and (2) in consultation with the Federal Trade Commission (FTC). Authorizes the FTC, with respect to entities within its jurisdiction, to commence a rulemaking [...]

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H.R.3525 Sponsored by Barney Frank
Latest Action: 09/24/2007 - Presented to President.

Bill Text
To require rapid implementation of guidelines and regulations regarding the accuracy of consumer information furnished to consumer reporting agencies that were required to be established by the Fair and Accurate Credit Transactions Act of 2003 and have not been implemented, to provide that the Federal Trade Commission shall take the lead in implementation of the guidelines and regulations, and for other purposes. 9/14/2007--Introduced. FACT Act Rulewriting Improvement Act of 2007 - Amends the Fair Credit Reporting Act to confer responsibility upon the Federal Trade Commission (FTC) alone to establish accuracy guidelines and prescribe regulations (according to the Fair and Accurate Credit Transactions Act of 2003, or the FACT Act of 2003): (1) for furnishers of information to consumer reporting agencies; and (2) about the circumstances under which such a furnisher shall be required to reinvestigate a dispute concerning the accuracy of information in a consumer report, based [...]

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H.R.3535 Sponsored by Paul W. Hodes
Latest Action: 09/14/2007 - Referred to the House Committee on Financial Services.

Bill Text
To amend the Truth in Lending Act to require escrow accounts for the payment of property taxes and insurance for all subprime loans, and to expand the coverage of the appraisal requirements under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, and for other purposes. 9/14/2007--Introduced. Homebuyer's Protection Act of 2007 - Amends the Truth in Lending Act to require a creditor to establish, in an insured depository institution, an escrow or impound account for payment of taxes and hazard insurance at the time of the consummation of a subprime mortgage transaction. Requires such account to remain in existence for as long as the subprime mortgage is outstanding. Requires creditors, before consummating a consumer credit transaction involving an impound, trust, or escrow account, to provide the following written disclosures: (1) that an escrow or impound account will be established; (2) the amount required to fund such account; (3) the [...]

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S.2045 Sponsored by Mark L. Pryor
Latest Action: 02/25/2008 - By Senator Inouye from Committee on Commerce, Science, and Transportation filed written report. Report No. 110-265.

Bill Text
A bill to reform the Consumer Product Safety Commission to provide greater protection for children's products, to improve the screening of noncompliant consumer products, to improve the effectiveness of consumer product recall programs, and for other purposes. 12/5/2007--Reported to Senate amended.    (There is 1 other summary) CPSC Reform Act of 2007 - (Sec. 3) Amends the Consumer Product Safety Act to authorize appropriations: (1) to carry out the Act; (2) for the office of Inspector General; (3) to make capital improvements to the research, development, and testing facility of the Consumer Product Safety Commission (CPSC); and (4) for research into safety issues related to the use of nanotechnology in consumer products.(Sec. 4) Requires the CPSC, subject to the availability of appropriations, to increase by at least 500 the number of its full time employees and by at least 50 the number of its port of entry and overseas production facility inspectors.[...]

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S.2033 Sponsored by Amy Klobuchar
Latest Action: 10/17/2007 - Committee on Commerce, Science, and Transportation. Hearings held.

Bill Text
A bill to provide for greater disclosure to, and empowerment of, consumers who have entered into a contract for cellular telephone service. 9/7/2007--Introduced. Cell Phone Consumer Empowerment Act of 2007 - Requires that a wireless telephone service provider disclose, in a plain and conspicuous way, contract information regarding terms, charges, minutes, taxes and surcharges, and E-911 service in any publication of the contract, before a consumer enters into the contract, and in advertising. Requires wireless service bills to be clearly organized and use plain language, have taxes and fees in a separate section, and itemize roaming charges. Requires each provider to make available a map showing the wireless telephone service area of the provider and the wireless telephone service area of the provider in each state. Requires the Federal Communications Commission (FCC) to monitor the quality of wireless telephone service provided in the United States by [...]

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H.R.3488 Sponsored by Peter T. King
Latest Action: 09/06/2007 - Referred to the Subcommittee on Commerce, Trade and Consumer Protection.

Bill Text
To require mobile phones containing digital cameras to make a sound when a photograph is taken.

9/6/2007--Introduced.

Camera Phone Predator Alert Act - Requires any mobile phone containing a digital camera to sound a tone whenever a photograph is taken with the camera's phone. Prohibits such a phone from being equipped with a means of disabling or silencing the tone. Treats the requirement as a consumer product safety standard and requires enforcement by the Consumer Product Safety Commission (CPSC).

H.R.3363 Sponsored by Earl Pomeroy
Latest Action: 08/03/2007 - Referred to the House Committee on Ways and Means.

Bill Text
To amend the Internal Revenue Code of 1986 to allow long-term care insurance to be offered under cafeteria plans and flexible spending arrangements and to provide additional consumer protections for long-term care insurance.

8/3/2007--Introduced.

Long-Term Care Affordability and Security Act of 2007 - Amends the Internal Revenue Code to: (1) include long-term care insurance as a benefit under tax-exempt employee benefit cafeteria plans and flexible spending arrangements; and (2) make certain consumer protections applicable to long-term care insurance.

H.R.3402 Sponsored by Eliot L. Engel
Latest Action: 08/03/2007 - Sponsor introductory remarks on measure. (CR 8/4/2007 E1764-1765)

Bill Text
To require accurate and reasonable disclosure of the terms and conditions of prepaid telephone calling cards and services.

8/3/2007--Introduced.

Calling Card Consumer Protection Act - Requires prepaid telephone calling service providers or prepaid telephone calling card distributors to disclose certain information, including the total value in dollars or the number of calling minutes, a description of all terms and conditions, and the service provider's name, customer service number, and hours of service.

Makes it unlawful for any provider or distributor to impose any charge or fee not so disclosed or provide fewer minutes than disclosed. Regulates expiration. Makes it unlawful to charge for unconnected calls.

Treats a violation as an unfair or deceptive act or practice under the Federal Trade Commission Act and requires the Federal Trade Commission (FTC) to enforce this Act.

Provides for state enforcement.

H.R.3403 Sponsored by Bart Gordon
Latest Action: 11/14/2007 - Received in the Senate and Read twice and referred to the Committee on Commerce, Science, and Transportation.

Bill Text
A bill to promote and enhance public safety by facilitating the rapid deployment of IP-enabled 911 and E-911 services, encourage the Nation's transition to a national IP-enabled emergency network, and improve 911 and E-911 access to those with disabilities. 11/13/2007--Passed House amended.    (There is 1 other summary) 911 Modernization and Public Safety Act of 2007 - Title I: Services and IP-Enabled Voice Service Providers - (Sec. 101) Amends the IP-Enabled Voice Communications and Public Safety Act of 1999 to require IP-enabled voice service providers to provide 911 service, including E-911 (enhanced 911) service, to their subscribers. Grants such providers, in meeting that requirement, the same rights, including rights of interconnection, on the same rates, terms, and conditions, as apply to a provider of commercial mobile service. Allows a state or tribal fee for 911 or E-911 services, provided it is used only for such services or related [...]

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H.R.3421 Sponsored by Nita M. Lowey
Latest Action: 09/05/2007 - Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Bill Text
To amend the Truth in Lending Act to prohibit universal defaults on credit card accounts and to require minimum payment disclosures for accounts under an open end consumer credit plan, and for other purposes. 8/3/2007--Introduced. Credit Protection Act of 2007 - Amends the Truth in Lending Act to prohibit a creditor from using adverse information concerning any consumer, including information in any consumer report or any change in the consumer's credit score, as the basis for increasing the annual percentage rate of interest (APR) or introductory APR applicable to a credit card account under an open end consumer credit plan for reasons other than actions or omissions of the consumer that are directly related to such account. Requires conspicuous payment disclosures on a creditor's billing cycle statement, including: (1) the minimum monthly payment on the outstanding balance; (2) the number of months that it would take to pay the entire amount of the outstanding balance [...]

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S.1997 Sponsored by Claire McCaskill
Latest Action: 08/03/2007 - Read twice and referred to the Committee on Commerce, Science, and Transportation.

Bill Text
A bill to require all new and upgraded fuel pumps to be equipped with automatic temperature compensation equipment, and for other purposes. 8/3/2007--Introduced. Future Accountability in Retail Fuel Act or the FAIR Fuel Act - Requires, after a specified period, all new and existing motor fuel dispensers at retail fuel stations to be equipped with automatic temperature compensation equipment. Requires state inspectors to conduct annual inspections of motor fuel dispensers at such stations and to notify the Federal Trade Commission of any noncompliance with the requirements of this Act. Subjects owners or operators of retail fuel stations who are not in compliance to certain fines. Establishes the Automatic Temperature Compensation Equipment Trust Fund. Authorizes the Secretary of Commerce to use amounts in the Trust Fund to award grants to owners and operators of retail fuel stations to offset the costs for the installation of automatic temperature compensation [...]

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H.R.3331 Sponsored by Brian Higgins
Latest Action: 08/02/2007 - Referred to the House Committee on Energy and Commerce.

Bill Text
To prohibit, as a banned hazardous substance, certain household dishwashing detergent containing phosphorus.

8/2/2007--Introduced.

Requires the Consumer Product Safety Commission (CPSC) to issue regulations declaring dishwashing detergent intended for individual household use that contains phosphorus to be a banned hazardous substance under the Federal Hazardous Substances Act.

H.R.3339 Sponsored by Betty McCollum
Latest Action: 08/02/2007 - Referred to the House Committee on Energy and Commerce.

Bill Text
To amend the Toxic Substances Control Act to reduce the health risks posed by asbestos-containing products, and for other purposes. 8/2/2007--Introduced. Bruce Vento Ban Asbestos and Prevent Mesothelioma Act of 2007 - Amends the Toxic Substances Control Act to require the Director of the National Institute for Occupational Safety and Health to conduct studies and report on the health effects of non-asbestiform minerals and elongated mineral particles.Requires the Administrator of the Environmental Protection Agency (EPA) to establish a plan to: (1) increase awareness of the dangers posed by asbestos-containing materials and products and contaminants in homes and workplaces and by asbestos-related diseases; (2) provide information to, and encourage participation in research and treatment endeavors by, asbestos-related disease patients and their families and front-line health care providers; and (3) encourage health care providers and researchers to provide to patients [...]

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Latest Action: 12/10/2007 - Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Bill Text
To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes. 8/2/2007--Introduced. Identity Theft Protection Act of 2007 - Amends the Fair Credit Reporting Act to authorize a consumer to request a consumer reporting agency to place a security freeze upon his or her consumer report. Prohibits a consumer reporting agency, if a security freeze is in place, from releasing a consumer report to a third party without prior express authorization from the consumer.Prescribes procedures for removal and temporary suspension of a security freeze.Requires a consumer reporting agency to notify the consumer in writing before removing the security freeze.Identifies specified entities, including governmental agencies, to which these prohibitions and requirements do not apply.Permits a consumer reporting agency to charge a fee for placing or temporarily suspending a security freeze [...]

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Latest Action: 08/02/2007 - Referred to the Committee on Ways and Means, and in addition to the Committee on Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction

Bill Text
To provide Federal contracting preferences for, and a reduction in the rate of income tax imposed on, Patriot corporations, and for other purposes. 8/2/2007--Introduced. Patriot Corporations of America Act of 2007 - Grants after 2007 a preference to Patriot corporations in the evaluation of bids or proposals for federal contracts. Defines " Patriot corporation" as a corporation which: (1) produces at least 90% of its goods and services in the United States; (2) does not pay its its management-level employees at a rate more than 10,000% of the compensation of its lowest paid employee; (3) conducts at least 50% of its research and development in the United States; (4) contributes at least 5% of its payroll to a portable pension fund for its employees; (5) pays at least 70% of its employees' health insurance costs; (6) maintains a policy of neutrality in employee organizing drives; (7) provides full differential salary and insurance benefits for all National Guard and [...]

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Latest Action: 01/11/2008 - Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Bill Text
To amend the Truth in Lending Act to establish transparency and accountability requirements for mortgage brokers, and for other purposes. 8/1/2007--Introduced. Mortgage Broker Transparency and Accountability Act of 2007 – Amends the Truth in Lending Act to establish mandatory responsibilities, duties, and disclosures governing mortgage brokers. Deems any mortgage broker to have a statutory agency relationship with the consumer subject to all requirements under state or federal law. Sets forth disclosure requirements, including disclosure of: (1) the risks and benefits of each home mortgage loan product; (2) possible payment increases at the time of any resetting of rate; (3) the extent of any prepayment penalties and balloon payments; and (4) the consumer's responsibilities to pay taxes and insurance with respect to such product. Requires mortgage brokers to maintain a bond that inures, first, to the benefit of any consumer who has any claim against [...]

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H.R.3221 Sponsored by Nancy Pelosi
Latest Action: 05/13/2008 - Message on House action received in Senate and at desk: House amendments to Senate amendments.

Bill Text
A bill to provide needed housing reform and for other purposes. 4/10/2008--Passed Senate amended.    (There are 2 other summaries) Foreclosure Prevention Act of 2008 - Title I: FHA Modernization Act of 2008 - FHA Modernization Act of 2008 - Subtitle A: Building American Homeownership - Building American Homeownership Act of 2008 - (Sec. 112) Amends the National Housing Act (NHA) to revise mortgage insurance eligibility requirements. Alters the respective formulas to increase the percentages of the maximum principal loan obligations applicable to family residences located in: (1) the United States; and (2) Alaska, Guam, Hawaii, or the Virgin Islands. Prohibits the maximum principal loan obligation from exceeding 100% of the appraised value of the property. (Sec. 113) Increases from 3% to 3.5% of the appraised value of a property the mortgagor's required cash (or equivalent) investment (downpayment). Prohibits any funds for such [...]

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Latest Action: 07/27/2007 - Referred to the House Committee on Ways and Means.

Bill Text
To reform the Trade Advisory Committee system to ensure that a broad range of views are represented and accommodated in developing United States trade policy.

7/27/2007--Introduced.

Trade Advisory Committee Reform Act or the TAC Act - Amends the Trade Act of 1974 to: (1) revise the selection process for congressional advisers for trade policy and negotiations; and (2) expand the duties of such congressional advisers, including to provide recommendations to executive officials on trade agreement effects and to provide for the appointment of members to a trade advisory committee.

Establishes a Public Health Advisory Committee on Trade.

H.R.3133 Sponsored by David Scott
Latest Action: 07/23/2007 - Referred to the House Committee on Financial Services.

Bill Text
To authorize the Secretary of the Treasury to make grants to States, units of general local government, and nonprofit organizations for counseling and education programs for the prevention of predatory lending and to establish a toll-free telephone number for complaints regarding predatory lending, and for other purposes. 7/23/2007--Introduced. Financial Literacy for Homeowners Act - Authorizes the Secretary of the Treasury to make grants to state and local governments and nonprofit organizations to implement anti-predatory lending activities, including: (1) consumer education programs; (2) certified home ownership counseling programs; and (3) referral services for homeowners and prospective homeowners. Directs the Secretary provide for establishment, operation, and publication of a nationwide toll-free telephone number to receive consumer complaints regarding predatory and unscrupulous lending practices relating to home loans. Establishes the Predatory Lending [...]

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Latest Action: 07/20/2007 - Sponsor introductory remarks on measure. (CR E1585)

Bill Text
To amend the Federal Food, Drug, and Cosmetic Act and the Consumer Product Safety Act to increase the safety of food, toothpaste, and toys.

7/19/2007--Introduced.

Import Safety Act of 2007 - Amends the Federal Food, Drug, and Cosmetic Act to increase civil monetary penalties for introducing into interstate commerce or delivering for introduction into interstate commerce food that is adulterated.

Authorizes additional appropriations for the examination by the Secretary of Health and Human Services of processed food and toothpaste which is being imported or offered for import into the United States.

Amends the Consumer Product Safety Act to: (1) increase fines for knowing and willful violations of prohibited acts related to consumer product safety standards; and (2) establish separate fines for offenses that result in death.

Authorizes additional appropriations for inspection of toys imported or offered for import into the United States.

H.R.3115 Sponsored by Bart Stupak
Latest Action: 07/19/2007 - Sponsor introductory remarks on measure. (CR H8124)

Bill Text
To amend the Federal Food, Drug, and Cosmetic Act to provide restrictions on the use of carbon monoxide in meat, poultry, and seafood, and for other purposes. 7/19/2007--Introduced. Carbon Monoxide Treated Meat, Poultry, and Seafood Safe Handling, Labeling, and Consumer Protection Act - Amends the Federal Food, Drug, and Cosmetic Act to make changes to the definition of "color additive" to include carbon monoxide that may impart, maintain, preserve, stabilize, fix, or otherwise affect the color of fresh meat, poultry products, or seafood, unless the label of such food bears, prominently and conspicuously, a specified statement that advises consumers: (1) that carbon monoxide has been used to preserve the color of the product; (2) not to rely on the color or the "use or freeze by" date alone to judge the freshness or safety of the product; and (3) to discard any product with an unpleasant odor, slime, or a bulging package.Authorizes the Secretary [...]

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H.R.3084 Sponsored by Nita M. Lowey
Latest Action: 07/18/2007 - Referred to the House Committee on Energy and Commerce.

Bill Text
To require the Food and Drug Administration to establish a standard for broad-spectrum protection in sunscreen products, and for other purposes. 7/18/2007--Introduced. Skin Cancer Prevention, Education, and Consumer Right-To-Know Act - Amends the Federal Food, Drug, and Cosmetic Act to deem a drug that is a sunscreen product whose labeling violates this Act to be adulterated.Prohibits the labeling of a drug that is a sunscreen product that fails to meet the standards adopted under this Act from: (1) describing the product using the term "broad-spectrum"; or (2) including a specified symbol adopted to indicate broad-spectrum.Requires the Secretary of Health and Human Services to adopt: (1) a standard for broad-spectrum protection in sunscreen products; and (2) an easily recognized symbol for inclusion in the labeling of sunscreen products meeting such standards.Sets forth minimum standards that the Secretary shall adopt for such broad-spectrum [...]

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H.R.3081 Sponsored by Keith Ellison
Latest Action: 07/18/2007 - Referred to the House Committee on Financial Services.

Bill Text
To amend the Truth in Lending Act to protect consumers from certain practices in connection with the origination of consumer credit transactions secured by the consumer's principal dwelling, and for other purposes. 7/18/2007--Introduced. Fairness for Homeowners Act of 2007 - Amends the Truth in Lending Act to prohibit any creditor or mortgage broker from making, providing, or arranging for any consumer credit transaction secured by a consumer's principal dwelling without verifying the consumer's reasonable ability to make the scheduled payments of principal, interest (including variable interest), real estate taxes, homeowner's insurance, assessments, and mortgage insurance premiums. Prescribes criteria for determining the reasonable ability to make such payments. Prohibits steering (arranging for a lower investment grade credit transaction if the consumer qualifies for a higher investment grade transaction) and prepayment penalties for adjustable rate mortgages [...]

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H.R.3012 Sponsored by Spencer Bachus
Latest Action: 07/12/2007 - Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committ

Bill Text
To amend the Truth in Lending Act to provide for the establishment of fair mortgage practices, generally, and for subprime mortgages in particular, to provide for a national system for licensing or registering residential mortgage loan originators, and for other purposes. 7/12/2007--Introduced. Fair Mortgage Practices Act of 2007 - Prohibits any person, with certain exceptions, from engaging in the business of loan origination without first obtaining and maintaining a registration or a state license as a loan originator. Imposes on the federal banking agencies the sole responsibility for developing a system of registration for loan originators. Directs the Secretary of Housing and Urban Development (HUD) to establish a system for: (1) licensed loan originators; and (2) state-licensed mortgage originators. Amends the Truth in Lending Act to set forth: (1) disclosure requirements for consumer credit plans secured by the consumer's principal dwelling; and [...]

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H.R.2958 Sponsored by Joe Baca
Latest Action: 07/10/2007 - Referred to the Subcommittee on Commerce, Trade and Consumer Protection.

Bill Text
To direct the Federal Trade Commission to review the video game ratings of the Entertainment Software Ratings Board and to direct the Government Accountability Office to study the impact of video games on children and young adults.

7/10/2007--Introduced.

Children Protection from Video Game Violence and Sexual Content Act - Requires the Federal Trade Commission (FCC) to study and report to Congress on the system employed by the Entertainment Software Ratings Board to assign ratings to video games, including the FCC's opinion on whether the system exposes children to excessive violence and sexual content.

Requires the Comptroller General to study and report to Congress on the impact of video games on the mental stability and growth of children and young adults.

Latest Action: 07/10/2007 - Referred to the House Committee on Energy and Commerce.

Bill Text
To ensure integrity in the operation of pharmacy benefit managers. 7/10/2007--Introduced. Pharmacy Benefit Manager Transparency Act of 2007 - Prohibits any pharmaceutical drug manufacturer from having a controlling interest in an entity that is a pharmacy benefit manager. Allows the Secretary of Health and Human Services to issue civil penalties for violations as necessary. Prohibits pharmacy benefit managers from making drug interchanges: (1) to a drug with a greater cost; (2) without disclosure to the individual of the savings associated with the interchange; or (3) from a drug with generic equivalents to a drug without generic equivalents, unless the latter is lower in cost than each of the generic equivalents of the drug from which the prescription would be changed. Requires pharmacy benefit managers to annually disclose all compensation received from drug manufacturers to the Antitrust Division of the Department of Justice (DOJ) and to the client plans [...]

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Latest Action: 06/28/2007 - Referred to the House Committee on Financial Services.

Bill Text
To amend the Electronic Fund Transfer Act to provide similar protections under that Act for consumers as apply under the Truth in Lending Act, and for other purposes. 6/28/2007--Introduced. Electronic Funds Transfer Equal Consumer Protection Act - Amends the the Electronic Fund Transfer Act to treat as an error any electronic fund transfer affecting the customer's account regarding a transaction for goods or services not accepted by or not delivered to the customer, or not in accordance with the agreement made at the time of the transaction. Redefines electronic fund transfer to cover any transaction initiated through an electronic terminal, telephonic instrument, or computer, including transactions initiated through the use of a check card or a debit card. Revises requirements for a financial institution's discretionary provisional recredit of a consumer's account after receiving notice of an error. Makes such a provisional recredit mandatory, within one business [...]

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H.R.2950 Sponsored by Heather Wilson
Latest Action: 04/25/2008 - Referred to the Subcommittee on Conservation, Credit, Energy, and Research.

Bill Text
To reduce our Nation's dependency on foreign oil by investing in clean, renewable, and alternative energy resources, promoting new emerging energy technologies, developing greater efficiency, and creating a Strategic Energy Efficiency and Renewables Reserve to invest in alternative energy, and for other purposes. 6/28/2007--Introduced. Renewable Fuels, Consumer Protection, and Energy Efficiency Act of 2007 - Biofuels for Energy Security and Transportation Act of 2007 - Directs the President to: (1) promulgate regulations establishing a renewable fuel standard; and (2) provide a credit to the owner of any facility that uses renewable energy to displace over 90% of the fossil fuel normally used in renewable fuel production. Directs the Secretary of Energy to establish: (1) a competitive infrastructure pilot grant program for renewable fuels; (2) at least 11 bioresearch centers for systems biology; (3) grants for renewable fuel production research and development in certain [...]

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Latest Action: 07/11/2007 - Considered as unfinished business. (consideration: CR H7505)

Bill Text
Supporting home ownership and responsible lending. 7/11/2007--Passed House without amendment.    (There is 1 other summary) (This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.)Declares the sense of the House that specified government action should be taken that protects buyers from unscrupulous mortgage brokers and lenders. Declares that such action should: (1) enforce rules to eliminate unfair and deceptive practices in sub-prime mortgage lending; (2) encourage lenders to evaluate a borrower's ability to reasonably repay any mortgage loan; (3) establish clear minimum standards for mortgage originators; (4) require that disclosures clearly and effectively communicate necessary information about any mortgage loan to the potential borrower; (5) reduce or eliminate abuses in prepayment penalties; (6) address appraisal and other mortgage fraud; (7) raise public [...]

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Latest Action: 07/31/2007 - Committee on Commerce, Science, and Transportation. Hearings held.

Bill Text
To amend the Credit Repair Organizations Act to clarify the applicability of certain provisions to credit monitoring services, and for other purposes. 6/27/2007--Introduced. Credit Monitoring Clarification Act - Amends the Credit Repair Organizations Act to cite conditions under which provision to a consumer of credit reports, credit score analysis, and assistance in a case of identity theft shall not be considered as an activity to improve a consumer's credit status, which is subject to regulation under such Act. Exempts from regulation under such Act any person (credit repair organization, or CRO) representing that it can modify or remove, or assist the consumer in modifying or removing, any information in the consumer's credit report if the CRO gives clear and conspicuous notice, before the consumer pays or agrees to pay it, that: (1) neither the consumer nor anyone else has the right to have accurate and current information removed from a credit report; and (2) [...]

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Latest Action: 06/25/2007 - Referred to the Subcommittee on Energy and Air Quality.

Bill Text
To amend the Public Utility Regulatory Policies Act of 1978 to promote energy independence and self-sufficiency by providing for the use of net metering by certain small electric energy generation systems, and for other purposes. 6/25/2007--Introduced. Solar Opportunity and Local Access Rights Act - Amends the Public Utility Regulatory Policies Act of 1978 to require each state regulatory authority with ratemaking authority, and each nonregulated electric utility, to conduct a hearing, and on the basis of such hearing, adopt a net metering standard. Requires retail electric suppliers to make net metering available to retail customers on a first-come-first-served basis.Prescribes implementation requirements regarding: (1) net energy measurement; (2) billing practices; (3) ownership of credits; (4) safety and performance standards; and (5) determination of compliance. Directs the Federal Energy Regulatory Commission (FERC) to publish model interconnection [...]

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Latest Action: 07/13/2007 - Committee on Appropriations. Reported by Senator Durbin with an amendment in the nature of a substitute. With written report No. 110-129.

Bill Text
Making appropriations for financial services and general government for the fiscal year ending September 30, 2008, and for other purposes. 7/13/2007--Reported to Senate amended.    (There are 3 other summaries) Financial Services and General Government Appropriations Act, 2008 - Title I: Department of the Treasury - Department of the Treasury Appropriations Act, 2008 - Makes appropriations for FY2008 to the Department of the Treasury for: (1) departmental offices; (2) department-wide systems and capital investments programs; (3) the Office of Inspector General; (4) the Treasury Inspector General for Tax Administration; (5) the Air Transportation Stabilization Program Account; (6) the Financial Crimes Enforcement Network; (7) the Financial Management Service; (8) the Alcohol and Tobacco Tax and Trade Bureau; (9) the U.S. Mint for the U.S. Mint Public Enterprise Fund; (10) the Bureau of the Public Debt; (11) the Community Development Financial Institutions [...]

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S.1654 Sponsored by Jon Kyl
Latest Action: 06/19/2007 - Sponsor introductory remarks on measure. (CR S7895-7896)

Bill Text
A bill to prohibit the sale or provision of caller ID spoofing services.

6/19/2007--Introduced.

Amends the federal criminal code to prohibit the generating or transmitting of: (1) false caller ID information with the intention of wrongfully obtaining anything of value; or (2) caller ID information pertaining to a person or entity without consent and with the intention of deceiving the recipient of a call about the identity of the caller.

Prohibits, with certain exceptions, selling any service that enables users to modify, generate, or transmit false or misleading caller ID information or attempting or conspiring to do so.

Latest Action: 06/15/2007 - Referred to the Subcommittee on Telecommunications and the Internet.

Bill Text
To empower parents to protect children from increasing depictions of indecent material on television. 6/15/2007--Introduced. Family and Consumer Choice Act of 2007 - Amends the Communications Act of 1934 to require the Federal Communications Commission (FCC) to adopt rules to protect children from indecent video programming carried by a multichannel video programming distributor (MVPD). Gives MVPDs the option to either: (1) in accordance with FCC indecency and profanity policies and standards, not transmit indecent or profane material in the expanded basic tier between 6 a.m. and 10 p.m. in the Eastern or Pacific time zones or between 5 a.m. and 9 p.m. in the Central or Mountain times zones; (2) scramble or block any channel that a subscriber does not wish to receive; or (3) allow a subscriber to subscribe to a family tier of programming (defined as including all channels on the expanded basic tier, except those that carry programs rated TV-14 or TV-MA during those hours).[...]

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H.R.2718 Sponsored by Dan Burton
Latest Action: 06/14/2007 - Referred to the Subcommittee on Health.

Bill Text
To ensure that the goals of the Dietary Supplement Health and Education Act of 1994 are met by authorizing appropriations to fully enforce and implement such Act and the amendments made by such Act, and for other purposes.

6/14/2007--Introduced.

DSHEA Full Implementation and Enforcement Act of 2007 - Authorizes and makes appropriations to: (1) carry out the Dietary Supplement Health and Education Act of 1994 (DSHEA) and all applicable regulatory requirements for dietary supplements under the Federal Food, Drug, and Cosmetic Act; and (2) expand research and development of consumer information on dietary supplements by the Office of Dietary Supplements at the National Institutes of Health (NIH).

Requires the Food and Drug Administration (FDA) to fully and appropriately use such funds to regulate dietary supplements.

Directs the Secretary of Health and Human Services to report to Congress on the implementation and enforcement of DSHEA.

H.R.2694 Sponsored by Edolphus Towns
Latest Action: 06/13/2007 - Referred to the House Committee on Energy and Commerce.

Bill Text
To protect the rights of consumers to diagnose, service, maintain, and repair their motor vehicles, and for other purposes.

6/13/2007--Introduced.

Motor Vehicle Owners Right to Repair Act of 2007 - Requires the manufacturer of a motor vehicle sold, leased, or otherwise introduced into U.S. commerce to: (1) provide to the vehicle owner and service providers all information necessary to diagnose, service, maintain, or repair the vehicle; (2) offer for sale to consumers and service providers any related tool or equipment; and (3) provide the information necessary to enable aftermarket tool companies to manufacture tools with the same functional characteristics. Exempts trade secrets, so long as the information is not disclosed to authorized dealers or service providers.

Authorizes enforcement of this Act by the Federal Trade Commission (FTC) and civil actions by state attorneys general, consumers, and service providers.

H.R.2708 Sponsored by Jerrold Nadler
Latest Action: 07/24/2007 - Referred to the Subcommittee on Health, Employment, Labor, and Pensions.

Bill Text
To amend the Public Health Service Act and Employee Retirement Income Security Act of 1974 to require that group and individual health insurance coverage and group health plans provide coverage for annual screening mammography for women 40 years of age or older and for such screening and annual magnetic resonance imaging for women at high risk for breast cancer if the coverage or plans include coverage for diagnostic mammography for women 40 years of age or older. 6/13/2007--Introduced. Mammogram and MRI Availability Act of 2007 - Amends t