Top Legislation - View All
Also tagged in: Aged, Apartment houses, Budgets, Condominium (Housing), Cooperative housing, Disasters, Emergency management, Families, Federal aid to housing, Federally-guaranteed loans, Finance, Housing, Moderate income housing, Mortgages, Rental housing, Residential rehabilitation, Urban affairs, Urban renewal
Latest Action: 01/04/2007 - Referred to the House Committee on Financial Services. Bill TextTo amend the National Housing Act to increase the mortgage amount limits applicable to FHA mortgage insurance for multifamily housing located in high-cost areas. 1/4/2007--Introduced. FHA Multifamily Loan Limit Adjustment Act of 2007 - Amends the National Housing Act to increase high-cost area and project-based additional mortgage loan limits for Federal Housing Administration (FHA)-insured mortgages for: (1) rental housing; (2) cooperative housing; (3) rehabilitation and neighborhood conservation housing insurance; (4) moderate income and displaced family housing; (5) housing for the elderly; and (6) condominiums.
Also tagged in: Aged, Budgets, Criminal justice, Disabled, Drug abuse, Drug traffic, Eviction, Federal aid to housing, Fines (Penalties), Housing, Housing for the disabled, Housing subsidies, Landlord and tenant, Low-income housing, Public housing, Rental housing, Welfare
Latest Action: 03/16/2007 - Referred to the Subcommittee on Housing and Community Opportunity. Bill TextTo protect innocent elderly and disabled tenants in public housing and housing assisted under the rental assistance program under section 8 of the United States Housing Act of 1937 from eviction by reason of criminal activity. 1/4/2007--Introduced. One Strike and You're Out! Act of 2007 - Amends the United States Housing Act of 1937 to exempt a tenant in public housing or housing assisted under the section 8 rental assistance program from the eviction for criminal or drug-related criminal activity provisions if such activity was engaged in by a member under the tenant's control and the tenant: (1) is elderly or disabled; (2) did not know and should not have known of the activity; or (3) the tenant or member of household was the victim of the criminal activity. Requires public housing agencies to report annually on the number of such evictions.
Latest Action: 01/18/2007 - Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 8. Bill TextTo authorize the Secretary of Housing and Urban Development to continue to insure, and to enter into commitments to insure, home equity conversion mortgages under section 255 of the National Housing Act. 1/16/2007--Passed House without amendment. (There is 1 other summary) (This measure has not been amended since it was introduced. The summary of that version is repeated here.) Authorizes the Secretary of Housing and Urban Development to continue, until February 15, 2007, to insure, and to enter into commitments to insure, home equity conversion mortgages for elderly homeowners under the National Housing Act, without regard to the maximum aggregate number of mortgages insured or maximum dollar amount of insurance benefits specified in such Act.
Also tagged in: Affordable housing, Aged, Anniversaries, Commemorations, Congregate housing, Congressional tributes, Disabled, Housing, Housing for the disabled, Nonprofit organizations, Social services, Vermont
Latest Action: 07/16/2007 - Mr. Hodes moved to suspend the rules and agree to the resolution. Bill TextRecognizing and honoring the Cathedral Square Corporation on its 30th anniversary. 7/16/2007--Passed House without amendment. (There is 1 other summary) (This measure has not been amended since it was introduced. The summary of that version is repeated here.) Recognizes and honors the tremendous accomplishments and dedication of Cathedral Square Corporation, a Vermont nonprofit housing development organization, on the occasion of its 30th anniversary.
Latest Action: 04/11/2007 - Referred to the Subcommittee on Housing and Community Opportunity. Bill TextTo amend section 255 of the National Housing Act to remove the limitation on the number of reverse mortgages that may be insured under the FHA mortgage insurance program for such mortgages. 1/18/2007--Introduced. Reverse Mortgages to Help America's Seniors Act - Amends the National Housing Act to remove the aggregate and insurance benefit limitations on the number of home equity conversion (reverse) mortgages for elderly homeowners that may be insured by the Federal Housing Administration (FHA).
Also tagged in: Accident prevention, Aged, Architecture and the disabled, Budgets, Caregivers, Congress, Congressional reporting requirements, Continuum of care, Disabled, Education, Federal aid to research, Federal aid to the aged, Geriatrics, Government information, Government publicity, Governmental investigations, Health counseling, Health policy, Higher education, Home repair and improvement, Housing, Life care communities, Medical economics, Medical education, Medical research, Medical screening, Medical statistics, Medicare, Medicine, Preventive medicine, Rehabilitation of the disabled, Science policy
Latest Action: 04/23/2008 - Signed by President. Bill TextA bill to direct the Secretary of Health and Human Services to expand and intensify programs with respect to research and related activities concerning elder falls. 4/23/2008--Public Law. (There are 4 other summaries) (This measure has not been amended since it was passed by the Senate on August 1, 2007. The summary of that version is repeated here.) Safety of Seniors Act of 2007 - Amends the Public Health Service Act to authorize the Secretary of Health and Human Services to: (1) oversee and support a national education campaign focusing on reducing falls among older adults and preventing repeat falls; and (2) award grants, contracts, or cooperative agreements to design and carry out local education campaigns. Allows the Secretary to conduct and support research to: (1) improve the identification of older adults who have a high risk of falling; (2) improve data collection and analysis to identify fall risk and protective factors;[...] show full description
Also tagged in: Aged, Alabama, Alien labor, Authorization, Block grants, Budgets, Casualty insurance, Civil rights, Civil rights enforcement, Commemorations, Community development, Congress, Congressional investigations, Congressional reporting requirements, Congressional tributes, Criminal justice, Damages, Disaster insurance, Disaster relief, Emergency housing, Emergency management, Environmental assessment, Environmental protection, Fair housing, Federal aid to housing, Finance, Government liability, Hawaii, Home repair and improvement, Homestead law, Housing, Housing authorities, Housing subsidies, Hurricanes, Immigration, Infrastructure, Land transfers, Landlord and tenant, Law, Lobbying, Louisiana, Metropolitan areas, Mississippi, Mortgage guaranty insurance, Natural resources, Politics and government, Public housing, Real estate development, Rent, Rental housing, Residential rehabilitation, Single family housing, Social services, State and local government, Surveys, Urban affairs, Urban areas
Latest Action: 03/23/2007 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextTo assist in the provision of affordable housing to low-income families affected by Hurricane Katrina. 3/21/2007--Passed House amended. (There are 2 other summaries) Gulf Coast Hurricane Housing Recovery Act of 2007 - Prohibits the use of any funds authorized by this Act to lobby or retain a lobbyist for the purpose of influencing a federal, state, or local governmental entity or officer. Title I: Community Development Block Grants - (Sec. 101) Prohibits the Director of the Federal Emergency Management Agency (FEMA) from prohibiting or restricting the use by the state of Louisiana of specified amounts targeted under its Road Home Program for Hurricanes Katrina and Rita, based upon a program requirement or condition that: (1) limits or reduces the amount made available to an eligible homeowner who does not agree to remain an owner and occupant of a home in Louisiana; or (2) waives the applicability of certain limitations or reductions [...] show full description
Also tagged in: Aged, Apartment houses, Auditing, Budgets, Condominium (Housing), Congress, Congressional oversight, Congressional reporting requirements, Correspondent banks, Disaster relief, Disasters, Emergency management, Federally-guaranteed loans, Finance, Government information, Government paperwork, Government trust funds, Hawaii, Hawaiians, Home equity conversion, Home improvement loans, Home ownership, Housing, Housing finance, Indian housing, Indians, Insurance premiums, Loan defaults, Management information systems, Minorities, Mortgage banks, Mortgage guaranty insurance, Mortgages, Prices, Real estate agents, Real estate appraisal, Risk, Single family housing, Technology
Latest Action: 04/18/2007 - Referred to the Subcommittee on Housing and Community Opportunity. Bill TextTo modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes. 3/29/2007--Introduced. Expanding American Homeownership Act of 2007 - Amends the National Housing Act to: (1) modify guidelines governing the maximum principal loan obligation; (2) extend the mortgage term; and (3) revise requirements for cash payment by the mortgagor in the eligibility criteria for mortgage insurance. Directs the Secretary of Housing and Urban Development (HUD) to reinstate the current downpayment requirement in the event of increased defaults. Authorizes the Secretary to establish a mortgage insurance premium structure involving a single premium payment collected prior to the insurance of the mortgage that may vary during the mortgage term as long as the basis for determining the variable rate is established before the execution of the mortgage. Sets [...] show full description
Also tagged in: Aged, Apartment houses, Budgets, Condominium (Housing), Cooperative housing, Disasters, Emergency management, Families, Federal aid to housing, Federally-guaranteed loans, Finance, Housing, Moderate income housing, Mortgages, Rental housing, Residential rehabilitation, Single family housing, Urban affairs, Urban renewal
Latest Action: 07/17/2007 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextA bill to amend the National Housing Act to increase the mortgage amount limits applicable to housing insured by FHA mortgage insurance. 7/17/2007--Introduced. FHA Loan Limit Adjustment Act of 2007 - Amends the National Housing Act with respect to mortgage insurance eligibility to revise requirements for the principal amount of a mortgage loan, in part increasing the amount of a mortgage that may be insured by the Federal Housing Administration (FHA). Repeals the requirement that certain mortgagors, before a mortgage is insured, complete a program of counseling on the responsibilities and financial management involved in homeownership. Increases high-cost area and project-based additional mortgage loan limits for FHA-insured mortgages for: (1) rental housing; (2) cooperative housing; (3) rehabilitation and neighborhood conservation housing insurance; (4) moderate income and displaced family housing; (5) housing for the elderly; and (6) condominiums.
Also tagged in: Administrative procedure, Affordable housing, Aged, Apartment houses, Budgets, Children, Condominium (Housing), Congress, Congressional investigations, Congressional reporting requirements, Consumer credit, Consumer education, Consumers, Cooperative housing, Correspondent banks, Counseling, Credit bureaus, Day care, Debtor and creditor, Department of Housing and Urban Development, Disaster relief, Electronic data interchange, Emergency management, Executive departments, Federal aid to housing, Federal-local relations, Federal-state relations, Federally-guaranteed loans, Finance, Fines (Penalties), Foreclosure, Government information, Government paperwork, Government trust funds, Governmental investigations, Hawaiians, Home equity conversion, Home ownership, Housing, Housing finance, Identification devices, Indian housing, Indians, Information technology, Insurance premiums, Law, Loan defaults, Low-income housing, Minorities, Mobile homes, Mortgage banks, Mortgage guaranty insurance, Mortgages, Prefabricated buildings, Real estate appraisal, Rental housing, Residential rehabilitation, Risk, Settlement costs, Single family housing, Social services, Standards, State and local government, Surety and fidelity, Technology, Telecommunication, Welfare
Latest Action: 09/19/2007 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextTo modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes. 9/18/2007--Passed House amended. (There are 2 other summaries) Expanding American Homeownership Act of 2007 - (Sec. 3) Amends the National Housing Act (Act) to: (1) modify requirements governing the maximum principal loan obligation, changing it to 125% of the median one-family house price in the area; and (2) extend the mortgage term from 35 to 40 years. (Sec. 5) Revises eligibility criteria for cash down payment for mortgage insurance. Alters the formula for determining the principal obligation to set the loan-to-value (LTV) for a Federal Housing Administration (FHA) single family home at 97.75 % of the appraised value of the property (plus the amount of the mortgage insurance premium paid at the time the mortgage is insured, as under current law). [...] show full description
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Latest Legislation - View All
Also tagged in: Aged, Apartment houses, Authorization, Budgets, Congress, Congressional reporting requirements, Cooperative societies, Disabled, Disaster relief, Emergency management, Federal aid to housing, Home repair and improvement, Housing, Housing for the disabled, Hurricanes, Louisiana, Low-income housing, Nonprofit organizations, Public contracts, Rent, Residential rehabilitation, Social services, Welfare
Latest Action: 07/31/2008 - Referred to the House Committee on Financial Services. Bill Text
To provide additional funds for affordable housing for low-income seniors, disabled persons, and others who lost their homes as a result of Hurricanes Katrina and Rita.
Also tagged in: Aged, Apartment houses, Authorization, Budgets, Congress, Congressional reporting requirements, Cooperative societies, Disabled, Disaster relief, Emergency management, Federal aid to housing, Home repair and improvement, Housing, Housing for the disabled, Hurricanes, Louisiana, Low-income housing, Nonprofit organizations, Public contracts, Rent, Residential rehabilitation, Social services, Welfare
Latest Action: 05/02/2008 - Sponsor introductory remarks on measure. (CR S3744-3746, S3747-3748) Bill TextA bill to provide additional funds for affordable housing for low-income seniors, disabled persons, and others who lost their homes as a result of Hurricanes Katrina and Rita. 5/2/2008--Introduced. Gulf Coast Multifamily and Assisted Housing Recovery Act - Amends the Housing Act of 1959 to authorize additional appropriations to the Secretary of Housing and Urban Development to provide assistance to private nonprofit organizations and consumer cooperatives to expand the supply of supportive housing for low-income elderly persons meeting certain criteria relating to Hurricanes Katrina and Rita in 2005. Amends the Cranston-Gonzalez National Affordable Housing Act to authorize additional appropriations to the Secretary to provide the same kind of assistance for low-income persons with disabilities. Authorizes appropriations for the redevelopment (rebuilding or replacement) of housing authorized under the Housing Act of 1959 which was damaged or destroyed by [...] show full description
Also tagged in: Administrative procedure, Aged, Annuities, Business, Consumer protection, Consumers, Counseling, Department of Housing and Urban Development, Executive departments, Finance, Financial services, Health policy, Home equity conversion, Housing, Insurance premiums, Law, Long-term care insurance, Marketing, Medical care, Pensions, Social services
Latest Action: 04/10/2008 - Referred to the House Committee on Financial Services. Bill TextTo prohibit authorized lenders of home equity conversion mortgages from requiring seniors to purchase an annuity with the proceeds of a reverse mortgage, and to provide other consumer protections to reverse mortgage borrowers, and for other purposes. 4/10/2008--Introduced. Reverse Mortgage Proceeds Protection Act - Amends the National Housing Act of 1937 to modify the eligibility criteria for insurance of home equity conversion mortgages (reverse mortgages) of elderly home owners. Excludes from the third party adequate counseling requirement counseling by a reverse mortgage lender, servicer or investor, or an entity engaged in the sale of annuities, investments, long-term care insurance, or any other type of financial or insurance product. Repeals the waiver of upfront insurance premiums for mortgages to fund long-term care insurance. Authorizes the Secretary of Housing and Urban Development (HUD) to use a portion of reverse mortgage insurance premiums [...] show full description
Also tagged in: Affordable housing, Aged, Apartment houses, Budgets, Congregate housing, Data banks, Emergency management, Federal aid to housing, Federal-local relations, Federal-state relations, Federally-guaranteed loans, Government information, Government publicity, Homeless, Housing, Housing authorities, Housing finance, Housing subsidies, Internet, Landlord and tenant, Low-income housing, Mortgage guaranty insurance, Mortgages, Nonprofit organizations, Public contracts, Public housing, Real estate development, Rent, Rental housing, Social services, State and local government, Technology, Telecommunication, Telephone, Web sites, Welfare
Latest Action: 03/10/2008 - Sponsor introductory remarks on measure. (CR S1814) Bill TextA bill to amend section 202 of the Housing Act of 1959 to improve the program under such section for supportive housing for the elderly, and for other purposes. 3/7/2008--Introduced. Section 202 Supportive Housing for the Elderly Act of 2008 - Amends the Housing Act of 1959 regarding project rental assistance for supportive housing for the elderly. Changes from discretionary to mandatory the authority of the Secretary of Housing and Urban Development (HUD) to adjust the annual amount of a contract for project rental assistance to provide for reasonable project costs. Directs the Secretary to delegate review and processing of selected capital advance projects to a state or local housing agency meeting specified criteria. States that owner deposits shall be used only to cover operating deficits during the first three years of operations and shall not be used to cover construction shortfalls or inadequate initial project rental assistance amounts. Allows [...] show full description
Also tagged in: Aged, Criminal justice, Disabled, Electronic government information, Ex-offenders, Government information, Government publicity, Housing, Housing authorities, Housing for the disabled, Housing subsidies, Illegal aliens, Immigration, Labor, Planning, Public housing, Rental housing, Technology, Telecommunication, Veterans, Veterans' benefits, Welfare, Welfare eligibility, Welfare work participation
Latest Action: 02/26/2008 - Referred to the House Committee on Financial Services. Bill TextTo reform the program for rental assistance under section 8 of the United States Housing Act of 1937, and for other purposes. 2/26/2008--Introduced. Section 8 Reform, Responsibility, and Accountability Act of 2007 - Amends the United States Housing Act of 1937 to prohibit section 8 rental assistance (including tenant- and project-based assistance) from being provided to any family that includes a convicted felon or illegal alien. Places a five-year limitation on section 8 rental assistance, disregarding any month during which such individual was a member of a disabled or elderly family so assisted. Prohibits such assistance on behalf of any family, unless each member of the family who is 18 years of age or older performs at least 20 hours of work activities per week. Requires the Secretary of Housing and Urban Development (HUD) to exempt from such prohibition any individual family member who meets certain requirements. Requires a public housing [...] show full description
Also tagged in: Administrative procedure, Aged, Annuities, Business, Consumer protection, Consumers, Counseling, Department of Housing and Urban Development, Executive departments, Finance, Financial services, Health policy, Home equity conversion, Housing, Insurance premiums, Law, Long-term care insurance, Marketing, Medical care, Pensions, Social services
Latest Action: 12/14/2007 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextA bill to prohibit authorized lenders of home equity conversion mortgages from requiring seniors to purchase an annuity with the proceeds of a reverse mortgage, and to provide other consumer protections to reverse mortgage borrowers. 12/14/2007--Introduced. Reverse Mortgage Proceeds Protection Act - Amends the National Housing Act of 1937 to modify the eligibility criteria for insurance of home equity conversion mortgages (reverse mortgages) of elderly home owners. Excludes from the third party adequate counseling requirement counseling by a reverse mortgage lender, servicer or investor, or an entity engaged in the sale of annuities, investments, long-term care insurance, or any other type of financial or insurance product. Repeals the waiver of up-front insurance premiums for mortgages to fund long-term care insurance. Authorizes the Secretary of Housing and Urban Development (HUD) to use a portion of reverse mortgage insurance premiums to fund mandatory [...] show full description
Also tagged in: Aged, Apartment houses, Auditing, Budgets, Condominium (Housing), Congress, Congressional oversight, Congressional reporting requirements, Correspondent banks, Disaster relief, Disasters, Emergency management, Federally-guaranteed loans, Finance, Government information, Government paperwork, Government trust funds, Hawaii, Hawaiians, Home equity conversion, Home improvement loans, Home ownership, Housing, Housing finance, Indian housing, Indians, Insurance premiums, Loan defaults, Management information systems, Minorities, Mortgage banks, Mortgage guaranty insurance, Mortgages, Prices, Real estate agents, Real estate appraisal, Risk, Single family housing, Technology
Latest Action: 11/08/2007 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextA bill to modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes. 11/8/2007--Introduced. Expanding American Homeownership Act of 2007 - Amends the National Housing Act to: (1) modify guidelines governing the maximum principal loan obligation; (2) extend the mortgage term; and (3) revise requirements for cash payment by the mortgagor in the eligibility criteria for mortgage insurance. Directs the Secretary of Housing and Urban Development (HUD) to reinstate the current downpayment requirement in the event of increased defaults. Authorizes the Secretary to establish a mortgage insurance premium structure involving a single premium payment collected prior to the insurance of the mortgage that may vary during the mortgage term as long as the basis for determining the variable rate is established before the execution of the mortgage.[...] show full description
Also tagged in: Affordable housing, Aged, Apartment houses, Budgets, Building construction, Colonias, Depressed areas, Economic policy, Government lending, Housing, Housing finance, Housing subsidies, Indian housing, Indian lands, Indians, Low-income housing, Minorities, Mortgages, Public contracts, Rent, Rental housing, Rural affairs, Rural housing, Welfare
Latest Action: 03/25/2008 - Referred to the Subcommittee on Housing and Community Opportunity. Bill TextTo establish a program to preserve rural multifamily housing assisted under the Housing Act of 1949. 10/30/2007--Introduced. Rural Housing Preservation Act of 2007 - Amends the Housing Act of 1949 to require the Secretary of Agriculture to carry out a preservation program to provide financial incentives and other assistance to owners of Section 515 rural multifamily housing projects through long-term use agreements entered into between the project owners and the Secretary. (A Section 515 project is one involving housing and related facilities for elderly persons and families or other persons and families of low income.)Authorizes the Secretary to give priority to applications for eligible projects located on tribal trust lands or other Indian areas, in colonias, or in other small, poor, low-income communities.Requires the Secretary to prepare and approve a long-term viability plan for each eligible project for which the owner requests to participate. Allows the [...] show full description
Also tagged in: Aged, Authorization, Blood tests, Budgets, Child health, Children, Energy, Energy assistance for the poor, Energy conservation, Environmental health, Environmental protection, Federal advisory bodies, Government information, Government publicity, Hazardous substances, Health education, Health policy, Housing, Housing for the disabled, Income tax, Lead, Lead poisoning, Low-income housing, Medicaid, Medical care, Medical screening, Medical tests, Medicine, Minorities, Minority health, Paints and varnishes, Pregnant women, Risk, Strategic planning, Tax credits, Taxation, Welfare, Women, Women's health, Women's health services
Latest Action: 10/25/2007 - Sponsor introductory remarks on measure. (CR S13456-13457) Bill TextA bill to require the Secretary of Health and Human Services to carry out demonstration projects and outreach programs for the identification and abatement of lead hazards, to establish the Joint Task Force on Lead-Based Hazards and the Task Force on Children's Environmental Health and Safety, to strengthen the authority of the Secretary of Housing and Urban Development, and for other purposes. 10/25/2007--Introduced. Lead Elimination, Abatement, and Poisoning Prevention Act of 2007 or the LEAPP Act of 2007 - Requires the Secretary of Health and Human Services to carry out demonstration projects and outreach programs for the identification and abatement of lead hazards.Requires the Secretary, in conjunction with the Administrator of the Environmental Protection Agency (EPA) and the Secretary of Housing and Urban Development, to establish the Joint Task Force on Lead-Based Hazards.Requires the President, in conjunction with the Administrator, to establish the [...] show full description
Also tagged in: Administrative fees, Administrative procedure, Aged, Bank employees, Budgets, Business, Class actions (Civil procedure), Communications, Consumer credit, Consumer education, Consumers, Counseling, Criminal justice, Criminal justice information, Department of Housing and Urban Development, Executive departments, Executive reorganization, Federal advisory bodies, Fees, Finance, Fines (Penalties), Fingerprints, Foreclosure, Fraud, Government information, Government publicity, Governmental investigations, Home ownership, Housing, Identification devices, Identification of criminals, Interest, Interest rates, Language and languages, Law, Leases, Liability (Law), Licenses, Limitation of actions, Loan defaults, Low-income housing, Mortgage banks, Mortgage guaranty insurance, Mortgages, Prosecution, Public service advertising, Real estate business, Social services, Standards, Variable rate mortgage loans
Latest Action: 12/03/2007 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Bill TextTo amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. 11/15/2007--Passed House amended. (There are 2 other summaries) Mortgage Reform and Anti-Predatory Lending Act of 2007 - Title I: Residential Mortgage Loan Origination - Subtitle A: Licensing System for Residential Mortgage Loan Originators - Encourages the states, through the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators, to establish a Nationwide Mortgage Licensing System and Registry (NMLSR) for the residential mortgage industry. (Sec. 103) Includes among licensing and registration requirements that a loan origination business obtain: (1) a unique identifier; and (2) instruction on [...] show full description
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