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Latest Action: 09/26/2008 - Read twice and referred to the Committee on Commerce, Science, and Transportation.

Bill Text
A bill to improve the accuracy of fur product labeling, and for other purposes.

9/26/2008--Introduced.

Truth in Fur Labeling Act of 2008 - Amends the Fur Products Labeling Act to: (1) eliminate the exemption to fur labeling requirements for products containing relatively small amounts of fur; and (2) permit states to enforce more restrictive labeling requirements.

Directs the the Federal Trade Commission (FTC), in the Fur Products Name Guide, to replace the term "Raccoon, Asiatic" with "Dog, Raccoon."

Latest Action: 07/23/2008 - Read twice and referred to the Committee on Commerce, Science, and Transportation.

Bill Text
A bill to prohibit the distribution or sale of video games that do not have age-based content rating labels, to prohibit the sale or rental of video games with adult content ratings to minors, and for other purposes. 7/23/2008--Introduced. Video Game Rating Enforcement Act of 2008 - Prohibits shipping or distributing in interstate commerce, selling, or renting a video game the outside packaging of which does not contain an age-based content rating determined by the Entertainment Software Ratings Board (ESRB). Directs the Federal Trade Commission (FTC) to require all retail establishments that sell video games to display information about the ESRB content rating system. Prohibits any person from selling or renting video games containing the ESRB content rating of : (1) "adults only" to any person under the age of 18; or (2) "mature" to any person under the age of 17. Treats violations of such requirements and prohibitions as an unfair [...]

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Latest Action: 07/14/2008 - Committee on Appropriations. Original measure reported to Senate by Senator Durbin. With written report No. 110-417.

Bill Text
An original bill making appropriations for financial services and general government for the fiscal year ending September 30, 2009, and for other purposes. 7/14/2008--Reported to Senate without amendment.    (There is 1 other summary) (This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.) Financial Services and General Government Appropriations Act, 2009 - Title I: Department of the Treasury - Department of the Treasury Appropriations Act, 2009 - Makes appropriations for FY2009 to the Department of the Treasury for: (1) departmental offices; (2) department-wide systems and capital investments programs; (3) the Office of Inspector General; (4) the Treasury Inspector General for Tax Administration; (5) the Financial Crimes Enforcement Network; (6) the Financial Management Service; (7) the Alcohol and Tobacco Tax and Trade Bureau; (8) the U.S. Mint for the U.S.[...]

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Latest Action: 07/10/2008 - Sponsor introductory remarks on measure. (CR S6572-6574)

Bill Text
A bill to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes. 7/10/2008--Introduced. Credit Card Accountability Responsibility and Disclosure Act of 2008, or the Credit CARD Act of 2008 - Amends the Truth in Lending Act to require advance notice of any increase in the annual percentage rate of interest (APR) pertaining to a credit card account under an open end consumer credit plan. Imposes a freeze on interest rate terms and fees on canceled cards. Sets limits on fees and interest charges, including a prohibition against penalties for on-time payments. Prohibits a creditor from furnishing information to a consumer reporting agency concerning a newly opened credit card account until the credit card has been used or activated by the consumer. Revises requirements for prompt and fair crediting of card payments. Prohibits universal default [...]

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Latest Action: 06/11/2008 - Referred to the House Committee on Financial Services.

Bill Text
To amend the Truth in Lending Act to prohibit unfair practices in electronic payment system networks, and for other purposes. 6/11/2008--Introduced. Credit Card Interchange Fees Act of 2008 - Amends the Truth in Lending Act to prohibit specified electronic payment system network practices, including the imposition of: (1) additional charges on merchants and consumers for premium payment cards; (2) certain restrictions on merchants, including chargebacks for transactions on point of sale terminals that exceed the allowable amount on such devices; (3) restrictions upon network routing; and (4) fees for failure of the merchant to provide a particular number of transactions. Requires an electronic payment system network to disclose its contract terms to the merchant, including its complete operating rules, without restricting the merchant's use of such information. Directs the Federal Trade Commission (FTC) to prescribe regulations to: (1) ensure that the rules,[...]

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Latest Action: 05/21/2008 - Referred to the Committee on Ways and Means, and in addition to the Committees on Energy and Commerce, Education and Labor, Rules, and the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions

Bill Text
To provide for the reform of health care, the Social Security system, the tax code for individuals and business, and the budget process. 5/21/2008--Introduced. Roadmap for America's Future Act of 2008 - Amends the Internal Revenue Code to allow a refundable tax credit for health insurance coverage. Amends the Public Health Service Act to apply the laws of a health insurance issuer's primary state to individual health insurance coverage offered by the issuer in a secondary state. Amends the Employee Retirement Income Security Act of 1974 to set forth rules governing association health plans. Establishes the Health Care Services Commission to enhance health care services and access to them, and the Office of the Forum for Quality and Effectiveness in Health Care. Terminates the Agency for Healthcare Research and Quality. Independent Health Record Trust Act of 2008 - Directs the Federal Trade Commission to prescribe standards for independent [...]

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Latest Action: 05/13/2008 - Referred to the House Committee on Energy and Commerce.

Bill Text
To authorize appropriations for the Federal Trade Commission for certain international technical assistance activities.

5/13/2008--Introduced.

Authorizes appropriations to the Federal Trade Commission (FTC) to enhance its provision of international technical assistance regarding foreign consumer protection and competition regimes, including for consultations and meetings hosted by the FTC with foreign government agency officials and appropriate representatives and staff and related necessary administrative and logistical expenses.

Latest Action: 05/08/2008 - Referred to the Subcommittee on Commerce, Trade and Consumer Protection.

Bill Text
To require ratings label on video games and to prohibit the sales and rentals of adult-rated video games to minors.

5/7/2008--Introduced.

Video Games Ratings Enforcement Act - Prohibits shipping or distributing in interstate commerce, selling, or renting a video game the outside packaging of which does not display a label containing an age-based content rating determined by the Entertainment Software Ratings Board (ESRB).

Directs the Federal Trade Commission (FTC) to require all retail establishments that sell video games to display information about the ESRB content rating system.

Prohibits any person from selling or renting video games containing the ESRB content rating of : (1) "adults only" to any person under the age of 18; or (2) "mature" to any person under the age of 17.

Treats violations of such requirements and prohibitions as an unfair or deceptive act or practice subject to a civil penalty of not more than $5,000 per violation.

Latest Action: 04/15/2008 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Bill Text
A bill to diminish predatory lending by enhancing appraisal quality and standards, to improve appraisal oversight, to ensure mortgage appraiser independence, to provide for enhanced remedies and enforcement, and for other purposes. 4/15/2008--Introduced. Fair Value and Independent Appraisal Act - Amends the Truth in Lending Act to prohibit a creditor from extending a mortgage to any consumer without first obtaining a written appraisal of the property to be mortgaged, prepared in accordance with specified requirements. Requires a creditor to provide a copy of each such appraisal to the consumer without charge, at least three days prior to the transaction closing date. Declares unfair or deceptive specified property appraisal practices in the provision of: (1) mortgage lending services for a consumer credit transaction secured by the consumer's principal dwelling; or (2) any mortgage brokerage services for such a transaction. Establishes civil monetary penalties [...]

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Latest Action: 04/14/2008 - Referred to the Subcommittee on Commerce, Trade and Consumer Protection.

Bill Text
To direct the Federal Trade Commission to revise the Telemarketing Sales Rule to explicitly prohibit the sending of a text message containing an unsolicited advertisement to a cellular telephone number listed on the national do-not-call registry. 4/10/2008--Introduced. Stop M-Spam Abuse as a Sales industry Habit Act of 2008 or the SMASH Act of 2008 - Requires the Federal Trade Commission (FTC) to issue regulations to revise the Telemarketing Sales Rule to explicitly prohibit, as an abusive telemarketing act or practice, the sending of any electronic commercial message containing an unsolicited advertisement to a telephone number that is assigned to a commercial mobile service and listed on the FTC's do-not-call registry. Prohibits interpreting anything in this Act to preclude or override the applicability of specified provisions of the Communications Act of 1934 or the CAN-SPAM Act of 2003 or rules prescribed under specified provisions of the Telemarketing and Consumer [...]

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