Law and Government Legislation regarding 'Coinsurance' in Federal Government

Medicare Preventive Services Coverage Act of 2007 - Amends title XVIII (Medicare) of the Social Security Act to: (1) extend from six months to one year the eligibility period for the "Welcome to Medicare" physical examination; and (2) cover and waive cost-sharing for specified additional preventive screening services.

Comprehensive Health Care Reform Act of 2007- Amends the Internal Revenue Code to: (1) revise the tax credit for the health insurance costs of a taxpayer, the taxpayer's spouse, and dependents to increase the amount of, and expand eligibility criteria for, such credit; (2) permit up to $500 of unused health benefits under a health flexible spending arrangement to be carried over to a succeeding plan year or paid directly to an employee as compensation; (3) revise the tax deduction for payments to a health savings account to eliminate the requirement for coverage under a high deductible health plan; and (4) repeal the 7.5% threshold limitation on the tax deduction of medical and dental expenses.

Medicare Early Detection of Cancer Promotion Act of 2007 - Amends title XVIII (Medicare) of the Social Security Act to: (1) extend the eligibility period for a "Welcome to Medicare" initial preventive physical examination from six months to one year; and (2) to eliminate the 20% coinsurance for screening mammography and colorectal cancer screening tests.

Medicare Advantage Truth in Advertising Act of 2007 - Amends part C (Medicare+Choice) of title XVIII (Medicare) of the Social Security Act to restrict cost-sharing under the Medicare Advantage (MA) Program to a level no greater (and permissably less) than the cost-sharing that would otherwise be imposed under the original Medicare fee-for-service program option.

Declares that nothing regarding original Medicare fee-for-service program option benefits shall be construed as prohibiting an MA plan from using a flat copayment or per diem rate, under this Act, in lieu of the cost-sharing imposed under Medicare part A or part B.

Medicare Mental Health Copayment Equity Act of 2007 - Amends title XVIII (Medicare) of the Social Security Act to provide, by a gradual increase in the percentage of expenses considered incurred expenses, for a gradual reduction (from 50% to the standard 20%) of copayment rates for outpatient psychiatric services under the Medicare program.

Prohibits the Secretary of Veterans Affairs from collecting a copayment from a veteran being furnished inpatient or outpatient hospice care by the Department of Veterans Affairs (VA).

MediKids Health Insurance Act of 2007 - Amends the Social Security Act to add a new title XXII (Medikids Program), which creates a program to guarantee comprehensive health care coverage, including prescription drugs for all children meeting specified age requirements.

Creates the MediKids Trust Fund.

Expands the membership of the Medicare Payment Advisory Commission to 19.

Amends the Internal Revenue Code to: (1) impose a MediKids premium for the taxable year, with an exemption for very low-income taxpayers; and (2) create a refundable tax credit providing a catastrophic limit on MediKids cost-sharing expenses.

Directs the Secretary of the Treasury to propose a gradual schedule of progressive tax changes to fund the Medikids program, as the number of enrollees grows in the out-years.

Health Insurance Affordability Act of 2007 - Amends the Internal Revenue Code to allow a deduction from gross income for premiums paid under a high deductible health plan by an individual eligible for a deduction for amounts paid into a health savings account, for months when such taxpayer is not covered under any other plan.

Medicare Part D Improvement Act of 2007 - Amends part D (Voluntary Prescription Drug Benefit Program) of the Social Security Act to revise requirements for the Medicare prescription drug program with respect to: (1) counting certain expenditures towards out-of-pocket limits; (2) conforming the late enrollment penalty to the Medicare part B penalty structure; (3) allowing more frequent changes in plans; and (4) removing the asset test and eliminating late enrollment penalties for low-income subsidy eligible individuals.

Directs the Secretary of Health and Human Services to study and report to Congress on how to: (1) eliminate the gap in Medicare part D prescription drug coverage created through the application of an initial coverage limit; and (2) finance such elimination.

Medicare Cost Contract Extension and Refinement Act of 2007 - Amends title XVIII (Medicare) of the Social Security Act (SSA) to: (1) extend the period reasonable cost reimbursement contracts under Medicare can remain in the market, and the period during which they can be modified to expand their service area; and (2) apply to extended or renewed reasonable cost contracts certain requirements under Medicare part C (Medicare Advantage).

Colon Cancer Screen for Life Act of 2007 - Expresses the sense of the Congress with respect to the use of and reimbursement for colorectal cancer screening tests covered under the Medicare program under title XVIII of the Social Security Act (SSA).

Amends SSA title XVIII to: (1) increase Medicare part B (Supplementary Medical Insurance) reimbursement for colorectal cancer screening and diagnostic tests; (2) cover an outpatient office visit or consultation for the purpose of beneficiary education before a colorectal cancer screening test consisting of a colonoscopy, or in conjunction with the beneficiary's decision to obtain such a screening, regardless of whether the screening is medically indicated with respect to the beneficiary; and (3) waive the deductible for such tests.

Colon Cancer Screen for Life Act of 2007- Expresses the sense of the Congress with respect to the use of and reimbursement for colorectal cancer screening tests covered under the Medicare program under title XVIII of the Social Security Act (SSA).

Amends SSA title XVIII to: (1) increase Medicare part B (Supplementary Medical Insurance) reimbursement for colorectal cancer screening and diagnostic tests; and (2) cover an outpatient office visit or consultation for the purpose of beneficiary education before a colorectal cancer screening test consisting of a colonoscopy, or in conjunction with the beneficiary's decision to obtain such a screening, regardless of whether the screening is medically indicated with respect to the beneficiary.

Breast Cancer Research and Screening Act of 2007 - Authorizes appropriations to the National Institutes of Health for FY2008 for breast cancer research under the Public Health Service Act.

Amends title XVIII (Medicare) of the Social Security Act to: (1) extend the eligibility period for a "Welcome to Medicare" physical examination from six months to one year; and (2) eliminate the 20% coinsurance for screening mammography and colorectal cancer screening tests.

Home and Community Services Copayment Equity Act of 2007 - Amends part D (Voluntary Prescription Drug Benefit Program) of title XVIII (Medicare) of the Social Security Act to eliminate part D cost-sharing for certain non-institutionalized full-benefit dual eligible individuals with income below 135% of the poverty line who: (1) reside in an assisted living facility, a resident care program facility, a board and care facility, or any other appropriate licenced facility, including a community mental health center, a psychiatric health facility, a mental health rehabilitation center, and a mental retardation developmental disability facility; or (2) receive home and community-based services in a home setting under a home and community-based waiver.

Catastrophe Savings Accounts Act of 2007 - Amends the Internal Revenue Code to create tax-exempt catastrophe savings accounts (CSAs). Allows tax-free distributions from CSAs to pay expenses resulting from a presidentially declared major disaster. Limits CSA balances to: (1) $2,000 (for individuals with homeowner insurance deductibles of not more than $1,000); and (2) the lesser of $15,000 or twice a homeowner's insurance deductible (for individuals with deductibles of more than $1,000).

Catastrophe Savings Accounts Act of 2007 - Amends the Internal Revenue Code to create tax-exempt catastrophe savings accounts (CSAs). Allows tax-free distributions from CSAs to pay expenses resulting from a presidentially declared major disaster. Limits CSA balances to: (1) $2,000 (for individuals with homeowner insurance deductibles of not more than $1,000); and (2) the lesser of $15,000 or twice a homeowner's insurance deductible (for individuals with deductibles of more than $1,000).

Seniors Access to Mental Health Act of 2007 - Amends title XVIII (Medicare) of the Social Security Act to provide, by a gradual increase in the percentage of expenses considered incurred expenses, for a gradual reduction (from 50% to the standard 20%) by 2013 of copayment rates for outpatient psychiatric services under the Medicare program.