HB0818 - Tennessee: Consumer Protection, Credit, Consumer

Companion Bill SB0103. Credit, Consumer - Allows consumers to place a security freeze on their consumer credit reports. - Amends TCA Title 47, Chapter 18. Fiscal Summary for HB0818 / *SB0103Increase State Revenues - Not Significant Increase State Expenditures - Not Significant Increase Local Govt. Revenues - Not Significant Increase Local Govt. Expenditures - Not Significant Bill Summary for HB0818 / *SB0103 This bill allows a person to request that a security freeze be placed on the person's consumer report, thereby barring consumer reporting agencies from releasing the person's consumer report or credit score relating to the extension of credit without the express authorization of such consumer. This bill requires consumer reporting agencies to place a freeze on a report within five days of receiving a freeze request. The consumer would [...]

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